SIS, I don’t think I can post as madly as you!![:p]

I’m surprised you haven’t got RSI or is it OOS now?

I can’t wait til School goes back [}] and you actually have to go and do something with all your free time!!![:o)]

I freely admit I have deleted about 10-15 of my posts as they were double ups, and oh yeah, steve deleted one too about…[Read more]

Thanks Guru

It is an honour to be part of this select group of 5 *****[:X][^][:o)]

Cheers
Mel

Thanks Guru – now I join the band of three!!

Although now they want me to be a moderator! What do I do? I like my shiny purple stars

Cheers
Mel

Sounds good Kay! I’ll have to work out when next I’m up that way, and I’ll let you know. Maybe I could try to make it up for your next Sydney get together – if you guys are still doing that. I could use that opportunity to hunt down and shoot SIS – although he still won’t tell me why []

This is my 1000th post!!

Yay for me! And I beat SIS,…[Read more]

PG, it says in there that singles are more prone to being addicted. Maybe you and I should hit the town and find us some ‘significant others’ – although that’ll just mean more catching up to do! []

Cheers
Mel

Hahaha [][][8D][:p][:o)][^]

I don’t think it sounds like I want to know![}]

Cheers
Mel

Tax rates 2003-04
Taxable income
Tax on this income
$0 – $6,000
Nil
$6,001 – $21,600
17c for each $1 over $6,000
$21,601 – $52,000
$2,652 plus 30c for each $1 over $21,600
$52,001 – $62,500
$11,772 plus 42c for each $1 over $52,000
Over $62,500
$16,182 plus 47c for each $1 over $62,500

Same as Julia’s SIS!! yes, I’m very close. Not many to go…[Read more]

Shughson, from memory though there hasn’t been any mention of Hobart. I think it’s definitely become like all the other ‘regional’ capitals, and prices have increased far more than rents.

Cheers
Mel

Julia’s are the new ones though aren’t they SIS?

Cheers
Mel

MJK, I think you need to lodge for assessment. Working it out yourself sounds a little primitive, and I guess the govt wouldn’t want to take the risk of you sending in less money!!

Cheers
Mel

SIS, get PG to go with you on the tour. That way you can do the ‘good cop bad cop’ routine.

Cheers
Mel

Ah, me too! I went down the coast on the weekend, and was worried about missing all the posts [].

I wonder if HexenKuss’s self-help group was a chat room?

Cheers
Mel

Hi people (I wanted to say guys, which I say to mean a group of people, but thought I’d better not)

I’m not saying that it was Tony who helped me find the answers, but that he taught me how to look. His main focus is making, sorry, helping/encouraging you to take responsibility for yourself. He dislikes it when people attribute their changes to…[Read more]

You can’t just leave it at that SIS []

Cheers
Mel

Hi Linda

As ActToday suggested, the ATO doesn’t have a problem UNLESS it’s well below market rent, and therefore the property is negatively geared, with the consequent tax deductions. If rent is ‘close’ to fair market value, then it’s not usually a problem, even if the property is then -ve.

Cheers
Mel

Definitely agree with Simon.

How much of the debt is your PPOR? Pay miminal payments onto all other debts, and direct ALL money to your PPOR until it is paid off. If the others are P&I, you could create a substantial amount of extra money to go towards your PPOR.

Cheers
Mel

So presumably, Kay, you then had to call the cops to report a breach of the restraining order?[:p]

Cheers
Mel

Hey Tools, I know that Somersoft’s PIA does the projections. I’m not sure what ‘cheap’ is to you, but I think you can get it for under $150. I think if you go to http://www.apimagazine.com.au they have some trial downloads of some software – they may do the figures for you.

Other than that, have a look in the recent threads (there were two from…[Read more]

quote:Originally posted by kay henry
How come you go to anthony robbins’ courses? you seem well-adjusted to me :o)) They’re pretty exxy aren’t they?

Hi Kay

I reckon I could say I’ve had the worst 18 months of my life starting in about June 02 when my alcoholic partner got trashed and fell backwards down some stairs and fractured his skull.…[Read more]

quote:Originally posted by Still in School
“Understanding Unit Trust” A guide for Australian Investors.

SIS, dymocks web page has this about this book.

In this book popular finance authors, Beelaerts and Forde, take a close look at investing your money in unit trusts. There is detailed information on the different types of trusts available and…[Read more]