Since 2001 | Total Members: 161,340

melbear

  • melbear replied to the topic Keep 5yr fixed @ 5.99 or Variable LOC in the forum Finance 21 years, 11 months ago

    Originally posted by MortgageHunter:
    Kelvin,

    Is someone trying to sell you a Mortgage Minimisation scheme?

    Well spotted Simon.

    Kelvin the only thing that could make the LOC ‘better’ is the fact you CAN pay it off faster (which is not to say that it happens – you then have a BIG credit card), although I think a lot of the banks let you pay some…[Read more]

  • melbear replied to the topic Council/Body Corp approval to put in a court yard in the forum Site Problems / Feedback 21 years, 11 months ago

    Shaun, does it really need council approval? I think you’d know who to ask that question of!!

    As for body corporate approval – who is on the committee? All you need to do is make sure you’ve got a majority vote – or get the other two to attend a meeting with you, and then you can vote for it.

    I’d say you just need to draw up the plans of how…[Read more]

  • melbear replied to the topic so how much is enough in the forum Opinionated! 21 years, 11 months ago

    Originally posted by kay henry:
    What if you have a job you enjoy (and that pays pretty well) and you have RE? That means you have *twice* the wealth, yes?

    Kay, valid points – I should have pointed out that you now have the CHOICE to do what you like, and if you like working, then do it. But you are there knowing that you want to be there, rather…[Read more]

  • melbear replied to the topic Advertising exceptions in the forum Opinionated! 21 years, 11 months ago

    Originally posted by SteveMcKnight:
    But… Leigh, I gave you a book close to Xmas… should I give everyone a free book in the sake of fairness, or should I show my appreciation and reward you for the help that you’ve offered me?

    Steve, accepted you want to show thanks and all – but giving Leigh a book and not giving us one is not quite the same…[Read more]

  • melbear replied to the topic interest rise VS take $7000 out in the forum No Subject 21 years, 11 months ago

    hissho, the FHOG has nothing to do with the RBA – it’s a government thing.

    I think interest rate rises have more psychological effect. For instance, an interest rate rise is hurting me, but not being able to get the $7K – well, I never qualified anyway.

    Interest rates effect ALL people (especially investors which are predominantly the reason…[Read more]

  • melbear replied to the topic so how much is enough in the forum Opinionated! 21 years, 11 months ago

    Originally posted by shaunwalker:
    I once read somewhere that the definition of wealth is,
    if you were to quit work today, and didnt have to change your lifestyle… how long would you survive?
    for me its about 3 months..
    so when i get to 10 years or so, that will be enough
    shaun

    Nope, Shaun it needs to be infinite! So you need your properties…[Read more]

  • melbear replied to the topic Whats Your Fav. TV Show in the forum Forum Frolic 21 years, 11 months ago

    ON your computer? How you do that?

    Have you seen the smeg ups, and the smeg outs?

    Remember when they are in NODNOL, and the guy walks into the room and tells them off? In one of the smeg tapes, they play it backwards – and he’s bascially calling you a complete git for bothering to somehow play the tape backwards just so you can know what he is…[Read more]

  • melbear replied to the topic Muppet’s Freecell score in the forum Forum Frolic 21 years, 11 months ago

    Matt, when you do it right, there is no lose in freecell – ever.

    If you find yourself in a compromising position, in which a win will not present itself, you still can avoid a loss[}:)]

    Mupppppppppet, why won’t you tell me what file I need to copy? Pleeeeeeeeeeeeeeeease.[:)]

    Cheers
    Mel

  • melbear replied to the topic Whats Your Fav. TV Show in the forum Forum Frolic 21 years, 11 months ago

    I like Red Dwarf![:D] Other than that, I hate sci-fi shows.

    In the ‘summer season’ we watch judging amy, of course the cricket – except when we whoop zimbabwe by 3000 runs, then it’s plain boring, although watching Adam Gilchrist bat is good fun – sometimes watch My Wife and Kids, but can’t do it every night – that humour gets on my nerves.

    Cheers
    Mel

  • melbear replied to the topic What is the most boring thing you do? in the forum No Subject 21 years, 11 months ago

    The most boring thing I do is the paperwork – and in fact, I don’t do it very often, which makes it worse when I do do it, because then it’s all too hard, and it’s a vicious circle.

    Aaaaargh! [:(]

    Cheers
    Mel

  • melbear replied to the topic Free Property Investing Weekend! in the forum General Property 21 years, 11 months ago

    Hate to disappoint guys, but Guru’s post asking where you live is at 2458 at this moment!!

    But I would say this would have to be a record posting for actual investment info [:)]

    Cheers
    Mel

  • melbear replied to the topic Good Reading in the forum Heads Up! 21 years, 11 months ago

    young learner, there was a post started by ian_from_brisbane a while ago where he listed all the books (some anyway) he had read, and rated them, and a few others did too.

    If you have a search for it, you could get some useful information.

    Cheers
    Mel

  • melbear replied to the topic Withholding $ on property transfer for repairs in the forum Help Needed! 21 years, 11 months ago

    We’ve agreed to hold back certain amounts in a sale contract, subject to us fixing the problem within 30 days from settlement. The buyers then tried to hit us up for other things that were not listed on the contract, so you can probably guess what we told them. They have to agree to release the money though.

    If you are the buyer, and the seller…[Read more]

  • melbear replied to the topic Hybrid Trusts in the forum Legal & Accounting 21 years, 11 months ago

    Hey Digger, no I haven’t as yet – but if Dale said it, I’m more than happy to go with his advice![:)]

    Cheers
    Mel

  • melbear replied to the topic company or personal in the forum Legal & Accounting 21 years, 11 months ago

    Originally posted by Elysium-M:
    Goes to show how little I know!

    Cheers
    Elysium-M

    But I think it shows more how useful a forum like this can be – to make us question what we think we know, and therefore open our minds.

    I’ve certainly had to change a lot of the things that I thought I knew![:D]

    Cheers
    Mel

  • melbear replied to the topic Deleting Users in the forum Site Problems / Feedback 21 years, 11 months ago

    Tools., maybe divert one of the other profiles to a different address (create a temp hotmail or yahoo one or something), so you can free up the one you want to use.

    A lot of stuffing around, but unless Admin can give you any other advice, that’s the way I’d do it.

    Cheers
    Mel

  • melbear replied to the topic Melbear cannot post in the forum Site Problems / Feedback 21 years, 11 months ago

    Best fix it up then SIS, cos I see that once you hit the 1000, you’ve taken another break. By the time you’re back, I’ll be 100 ahead again!!![:o)][}:)]

    Cheers
    Mel

  • melbear replied to the topic Flood Control in the forum Site Problems / Feedback 21 years, 11 months ago

    Me too – I had so many posts written, and answered – and then

    ‘Flood Control – bugger off’, or words to that effect[:)]

    Now I see the threads I tried to post to, and think, yeah I was going to add something to that yesterday, but darned if I know what it was now[8]

    I must be getting old – memory failure[:(]

    Cheers
    Mel

  • melbear replied to the topic Advertising exceptions in the forum Opinionated! 21 years, 11 months ago

    Pisces, I think most people that log on here are doing other things. Heck, the MAP program is teaching them to ‘control’ $1M worth of property in 12 months.

    Buy two houses in Sydney – done! I ‘control’ more than triple that amount – and about half of it I signed contracts on in the space of two months.

    And the Rachel I remember was definitely…[Read more]

  • melbear replied to the topic TerryW and 1000 posts in the forum Forum Frolic 21 years, 11 months ago

    Congratulations Terry.

    Cheers
    Mel

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