Since 2001 | Total Members: 161,357

melbear

  • melbear replied to the topic *****Platinum Members***** only in the forum Forum Frolic 22 years, 2 months ago

    Sorry to butt in on your posts, oh greatest platinumest members, but I’m sure you’ll get over it!!

    Hey muppet, either you are very good, or you also have worked out the trick to rebooting machine once have lost a game with no more moves that will help, but computer still thinks you have!
    Pre Win XP, I also made a copy of the ini file for my Dad,…[Read more]

  • melbear replied to the topic What price valuation?? in the forum General Property 22 years, 2 months ago

    Price – not sure. It’s included in the app fee.

    Re the Valuation. I think it may depend on your manager. Ours let us organise the val, and then he ‘ordered’ it if we were happy with it. It actually worked out cheaper for St. George to pay for it. They give the valuers x number per week, so get the bulk, and we give 1 in how long?

    Of course,…[Read more]

  • melbear replied to the topic Tape “Fast Track” in the forum Hotch Potch 22 years, 2 months ago

    Hi guys

    A friend told me that you can also hook a walkman up to your CD player in the car – similar to how I had to hook up my discman thru the tape player so I could listen.

    Yay for me – I bought a car last week that has both a tape and a CD!!

    Cheers
    Mel

  • melbear replied to the topic ³ calling all NON platinum members ³ in the forum Forum Frolic 22 years, 2 months ago

    I think Arty’s idea of Survivor of the Forum Boards is the best.

    At the first campfire, let’s all vote him off. Then Amit.

    Cheers
    Mel

  • melbear replied to the topic Reflections in the forum Forum Frolic 22 years, 2 months ago

    I reckon it would be hard for the 11th homosexual, being the odd one out!![:)][:)]

    Those figures certainly make interesting reading tho.

    Cheers
    Mel

  • melbear replied to the topic Line of credit mortgage in the forum General Property 22 years, 2 months ago

    Sarah

    Will use figures as example.

    Say your house is valued at $200K. You owe $100K on mortgage. The LOC will now give you access to full borrowings of $160K.

    If you were going to use any of the $60K you just got released to invest in IPs, make sure you get the bank to ‘split’ the loan, so there are then two accounts. One for $100K, and one…[Read more]

  • melbear replied to the topic Membership status in the forum Heads Up! 22 years, 2 months ago

    Fudge was spot on with the platinum![:D]

    Although red, the stars a different shade to the admin type people. Still reckon black would be good tho!

    Cheers
    Mel

  • melbear replied to the topic 0-20,000 books in 2 months! in the forum Heads Up! 22 years, 2 months ago

    And the doghouse has got three (?) dogs already, so there’s no room for Arty.[B)]

    Cheers
    Mel

  • melbear replied to the topic What age do you wish to retire? in the forum No Subject 22 years, 2 months ago

    Sure Paul.

    But first you must give me a rundown of your current assets and liabilities!!![:P][}:)][:D] And I don’t just mean financial![:O]

    Once I have this information I will get back to you.[^]

    Cheers
    Mel

    P.S. We may have to have several residences as my skin is very fair, and will not cope too long in the sun!![xx(]

  • melbear replied to the topic ~ ~ This is my 1001 post ~ ~ nothing will happen!! in the forum Forum Frolic 22 years, 2 months ago

    Just what I thought!![:)][}:)][;)]

    Cheers
    Mel

  • melbear replied to the topic ~ ~ This is my 1001 post ~ ~ nothing will happen!! in the forum Forum Frolic 22 years, 2 months ago

    Probably 5000!!!

    Have you got the stamina boys? Or the stuff to crap on about?

    Cheers
    Mel

  • melbear replied to the topic wrap v’s renovate options in the forum General Property 22 years, 2 months ago

    Lizzy

    From your outgoings mentioned versus rent, there is still a surplus of close to $1000 per year. Even if you borrowed the $11.5K for renovations, I would have thought that the rent would cover it?

    If it is a growing area as you say, and the property will cover itself, and grows enough for you to then refinance to pull out any cash you put…[Read more]

  • melbear replied to the topic ~ ~ This is my 1000 post ~ ~ what will happen ? in the forum Forum Frolic 22 years, 2 months ago

    Muppet, I think you need to do the same calculations with Amit!!

    He’s had way too much (or is that really too littel[:0)]) to say lately!

    Cheers
    Mel

  • melbear replied to the topic Steve’s book a “dud” in the forum Heads Up! 22 years, 2 months ago

    Dino

    I can sort of understand your dilemma regarding the kids ice cream and the book. (I don’t have kids) At the moment I am living at home as I cannot afford just yet to live on my own and pay rent (I’m 28[:I]!!). I don’t really want to pay someone else’s mortgage, but I can’t afford to live in a house I’ve bought either (wrong words, I DON’T…[Read more]

  • melbear replied to the topic What age do you wish to retire? in the forum Opinionated! 22 years, 2 months ago

    I want to retire at 30. Well, that’s my goal, but what I’m really trying to do is retire this coming January. That will be before 30!!

    Although, my retirement involves investing full time, so I guess that I’m not really going to be ‘retired’!!

    Cheers
    Mel

  • melbear replied to the topic Kiyosaki a fraud??? in the forum No Subject 22 years, 2 months ago

    Thanks Graeme.

    Having predominantly bought in the ACT, I have never come across that before.

    Cheers
    Mel

  • melbear replied to the topic Membership status in the forum Heads Up! 22 years, 2 months ago

    Let’s campaign for black stars!!

    Cheers
    Mel

  • melbear replied to the topic Steve’s book a “dud” in the forum Heads Up! 22 years, 2 months ago

    Agree Mini.

    Dino, thanks for being honest, but also for being inspired to do more, rather than just say, ba@#$#d, he didn’t give me what I wanted. As for having no spare cash (I’m there too!!), have a read of John Burley’s Money Secrets of the Rich. He offers some good ways to save money, and not really foregoing anything you need…[Read more]

  • melbear replied to the topic Legal/Tax questions in the forum General Property 22 years, 2 months ago

    Hey jlee

    Mini has mentioned she has a good solicitor in NZ. If you look at some recent posts – I think it’s under ‘investing in nz’.

    https://www.propertyinvesting.com/forum/topic.asp?TOPIC_ID=4869

    As for the split – I would think about buying the houses in a unit trust or similar structure, especially if you will be selling out in future.…[Read more]

  • melbear replied to the topic Membership status in the forum Heads Up! 22 years, 2 months ago

    That’d be funny!! Come on Arty, let’s see then. It would be good to see you back as a newbie!

    Cheers
    Mel

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melbear

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