Jay, I’m afraid I have to agree with xyzzy on this one.

By only buying one copy with the intention of making a copy is in my book ripping someone off. Your first post said that you were going to get the copy from your friend – suggesting he was keeping the originals, and you were buying a pirate copy.

You say the author sold AN extra copy that…[Read more]

fullout, I would definitley get a solicitor to type it up for you.

You can put in plain english the terms and conditions, but get a solicitor to make it legalese.

Cheers
Mel

Don’t fret Poltergeist, I don’t think Paul was having a go at you![]

Cheers
Mel

Chris, I would say it’s common practice. I can tell you that every loan of mine is IO, as is almost all investors that I know.

Cheers
Mel

Still in school, I don’t believe that you get ‘flamed’ for what you say. I know that I myself have questioned some things you have said that certainly didn’t match other things you had said, and some others have gently corrected the way you calculate some returns, but it’s all about helping everybody to learn, and most of all to help you so that…[Read more]

Brent, so far so good. Time will tell though. I for one believed the ‘we’ll be down for 24 hours’ when you locked us out at six, and just checked in as I had logged on on the off chance.

Cheers
Mel

Congratulations Brett!

Cheers
Mel

Thanks Erika[]

Cheers
Mel

Nice odds Bill![]

Cheers
Mel

http://www.citypac.com.au

I think it’s 8.75% at call!

Cheers
Mel

I only spent about 3 minutes at the site. I know it would have been fairly easy to find, but I had a quick look, and then closed it.[]

Cheers
Mel

Hi C2

We’ll have our conversation in between the betting scandals that are going on![]

I personally would be looking to make strong cashflow. I’ll state now that I am looking at cashflow investing at present, as I am asset rich and cash poor and want to even things out (plus I don’t want to have to work![])

I probably have said before that if…[Read more]

Foodie, are you associated with NAF at all? You have made only three posts, and everyone of them has mentioned this site!

I hope you are not, and that you are just posting where your interest is focused at the moment, but you have to be careful these days with the anonymity of forums and all.

Cheers
Mel

Hi Foodie

On quick inspection, it looks like all this company do is place your ad onto realestate.com.au. I think someone mentioned in an earlier post that you do not pay to advertise ‘per ad’ on this site, but instead pay a subscription fee, which is really expensive if you’re not selling too many houses in a year.

If NAF have got that…[Read more]

Yes Powmow all that is true. But if you follow Bill’s plan, you would probably only need to pay for ads a couple of weeks running, and if that costs up to a $1000, you’re still way in front. I wouldn’t necessarily drop the price either – it just gives you more negotiating range I think.

Cheers
Mel

Me too Poltergeist!! Her first name was also Melanie, so when we had classes together at school we sat next to each other! I don’t think the teachers were ever too thrilled though.

Although it did make it easier for them when they wanted to tell us both off![]

Cheers
Mel

Phil, often I have the same problem. Also have broadband, so it’s not the connection. I think there is an upgrade coming soon to the forums, so hopefully problems will be fixed then.

Cheers
Mel

Hi C2

I am always looking, but not really buying at the moment. If I do buy now, it will be for absolute cashflow (I will not care about growth).

I have been thinking to buy any really good deals that I see, but other than that to sit back and wait to see what happens with the market. Part of my extra borrowings will also provide me the cash…[Read more]

landlord to be, I think halving and then adding a couple of zeros actually fits in with our ‘maths’ brains better. You’re right, it’s exactly the same, but try to multiply 123 * 500 without a calculator!

Cheers
Mel

Phil

I suggest you do a bit of reading of the posts over the last few weeks. Bill is adamant that we are at the end of the ‘6 year bull market’, and that prices will drop by up to 30% – I think. Instead of giving you his ‘message’ I do suggest you read recent posts.

Or email him, he’s a really helpful guy, and he is happy to help anybody out.…[Read more]