PropertyInvesting.com | Mayuran | Activity https://www.propertyinvesting.com/members/mayuran/activity/ Activity feed for Mayuran. Wed, 15 Apr 2026 00:13:23 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 dc15f9d1a7bacb28197978f937d8b0b2 Mayuran replied to the topic Sell or keep as investment? Dilemma - advice sought please in the forum Hi Andrew https://www.propertyinvesting.com/topic/4407839-sell-or-keep-as-investment-dilemma-advice-sought-please/#post-4679084 Fri, 12 Oct 2012 00:25:15 +0000 Hi Andrew

'''You can gear your existing property easily by transferring the equity into your PP (the new home) and then using that homes equity as security for your old house which is now able to be geared 100%''

but is this useful for tax purpose ?

Mayuran

]]> b90051d96255c70c20b70b00fb40ce2d Mayuran replied to the topic Sell or keep as investment? Dilemma - advice sought please in the forum Help Needed! https://www.propertyinvesting.com/topic/4407839-sell-or-keep-as-investment-dilemma-advice-sought-please/#post-4679083 Fri, 12 Oct 2012 00:25:12 +0000 Hi Andrew

'''You can gear your existing property easily by transferring the equity into your PP (the new home) and then using that homes equity as security for your old house which is now able to be geared 100%''

but is this useful for tax purpose ?

Mayuran

]]> f42281abb61b0f66d1386a05946f29fb Mayuran replied to the topic fixed rate and pre pay or variable and offset? in the forum thanks Terry https://www.propertyinvesting.com/topic/4406861-fixed-rate-and-pre-pay-or-variable-and-offset/#post-4671860 Thu, 14 Jun 2012 10:54:07 +0000 thanks Terry

]]> e86487cde265bd14ad65c6ba56c06994 Mayuran replied to the topic fixed rate and pre pay or variable and offset? in the forum I have variable interest https://www.propertyinvesting.com/topic/4406861-fixed-rate-and-pre-pay-or-variable-and-offset/#post-4671858 Thu, 14 Jun 2012 10:44:39 +0000 I have variable interest only loan . how do I pre pay the interest ? just transfer extra money into home loan ? or is there a special procedure with the bank?
Thanks
Mayuran

]]> 93eebc03672b991e462068db9893e31e Mayuran replied to the topic Accountants in the forum Help Needed! https://www.propertyinvesting.com/topic/4406470-accountants-9/#post-4668711 Tue, 01 May 2012 00:04:08 +0000 Hi AllWho would you recomend in Sydney/ Sydney West area ?ThanksMayuran

]]> 2674aad78188df99ebee06d9de42b106 Mayuran replied to the topic Put extra $ into PPOR or IP? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405771-put-extra-into-ppor-or-ip/page/2/#post-4663022 Thu, 09 Feb 2012 11:31:16 +0000 booge wrote:
I've also been advised via this forum (and another learned mortgage broker on here!) to put the extra $15000 available for redraw from the IP loan into my current PPOR home loan offset. My accountant has advised me using the $15000 for the PPOR offset will not help for tax purposes and complicate tax more and not be advantageous.…[Read more]

]]> 8d499cc86cceceb9fb8ccd6dce8f24fe Mayuran replied to the topic using LOC to make repayments in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405474-using-loc-to-make-repayments/#post-4660993 Tue, 27 Dec 2011 10:23:39 +0000 Terryw wrote:
But, there may still be ways to do what you want to do, so don't give up. It may also be wise to apply for a private ruling..

How do i do that?
Mayuran

]]> f237419be5fe852b0bc99c18c2387440 Mayuran replied to the topic using LOC to make repayments in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405474-using-loc-to-make-repayments/#post-4660991 Tue, 27 Dec 2011 07:11:36 +0000 Terryw wrote:

Mayuran wrote:

Terryw wrote:

Mayuran wrote:
I also have similar question , I have a PPOR & IP , can i pay all the rent i receive to the PPOR , and take out another LOC and pay for the IP loan ? will this be allowed for tax purpose?

Again, would depend on the situation and purpose. Why would you want to structure it that…[Read more]

]]> 67a6d2f3051dbef65883d09cf0295052 Mayuran replied to the topic using LOC to make repayments in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405474-using-loc-to-make-repayments/#post-4660989 Tue, 27 Dec 2011 06:37:37 +0000 Terryw wrote:

Mayuran wrote:
I also have similar question , I have a PPOR & IP , can i pay all the rent i receive to the PPOR , and take out another LOC and pay for the IP loan ? will this be allowed for tax purpose?

Again, would depend on the situation and purpose. Why would you want to structure it that way?

So that i can reduce the…[Read more]

]]> 04a8f6db12c03273442d3ef47bd7f61f Mayuran replied to the topic using LOC to make repayments in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405474-using-loc-to-make-repayments/#post-4660987 Tue, 27 Dec 2011 02:09:44 +0000 I also have similar question , I have a PPOR & IP , can i pay all the rent i receive to the PPOR , and take out another LOC and pay for the IP loan ? will this be allowed for tax purpose?

]]> 3cb38ae05fa22c5707f4cfed8e78ab61 Mayuran replied to the topic Tax effective way of saving for kids in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4404080-tax-effective-way-of-saving-for-kids/#post-4650872 Thu, 30 Jun 2011 11:24:54 +0000 Thanks Terry !

Whats the best way of avoiding next year? because their accounts going to earn even more interest next year…

Mayuran

]]> d46f2dbfcb1d93c73c811febf8580d39 Mayuran replied to the topic How to calculate stuff in the forum Finance https://www.propertyinvesting.com/topic/4403822-how-to-calculate-stuff/#post-4649087 Tue, 07 Jun 2011 04:29:42 +0000 Hi Charlieyou can use the excel loan amortization template to work this out. To get this template , open excel , File >new> under the templates select '' loan amortization' template . this template can be used to check various senarios. in your case , you would add 45k under extra payments in month 1 and deduct 45k & agreed interest in month 12.…[Read more]

]]> 491d1c6fc48f0675c6bc401f3f1a4383 Mayuran replied to the topic How to calculate stuff in the forum Finance https://www.propertyinvesting.com/topic/4403822-how-to-calculate-stuff/#post-4649084 Sun, 05 Jun 2011 23:45:27 +0000 there is a typo in my previous posting : saving to your sisted is 526.50 not 426.50 – cheers

]]> aba5d5405b5c6a9b41f1a83142585c52 Mayuran replied to the topic How to calculate stuff in the forum Finance https://www.propertyinvesting.com/topic/4403822-how-to-calculate-stuff/#post-4649083 Sun, 05 Jun 2011 23:42:30 +0000 One year savings should be calculated as follows…Sisters mor = 7.17%Agreed rate sister paying you: 6%no of days in her account : 365 days Amount : 45000As per my formula above (7.17&-6%) x45000 x(365/365)= 426.50Hi Richard : what is the 182.5? and why are you taking 7.1% istead of (7.17-6)- 1.17%?thanksMayuran

]]> 5d920371402c3b489503a862d11bfca9 Mayuran replied to the topic How to calculate stuff in the forum Finance https://www.propertyinvesting.com/topic/4403822-how-to-calculate-stuff/#post-4649080 Thu, 02 Jun 2011 12:05:06 +0000 Yes what i meant by ‘`The rate she is paying’ – is the rate she agreed to pay you..

Mayuran

]]> ed1510a0fb8c9480c8ecb8d6fc62dc6d Mayuran replied to the topic How to calculate stuff in the forum Finance https://www.propertyinvesting.com/topic/4403822-how-to-calculate-stuff/#post-4649078 Thu, 02 Jun 2011 06:33:37 +0000 (Sisters Morgage rate  –  The rate she is paying) x 45000x (no of days in her AC/365)  cheersMayuran

]]> 03937690c31700ff8b2981476dd30e48 Mayuran replied to the topic Tax Lien Stories - how is everyone going with these? in the forum Overseas Deals https://www.propertyinvesting.com/topic/4402079-tax-lien-stories-how-is-everyone-going-with-these/page/2/#post-4637455 Mon, 28 Mar 2011 00:16:58 +0000 Hi Chief WigamCould you please provide the link to the online form you mentioned ? i tried to serch lee county website – no sucess..also update me if you get the letter ?tksMayu

]]> 374894ad14b395bfbd0bb3a10b5e26c2 Mayuran replied to the topic INFORMAL DISCUSSION GROUP IN SYDNEY in the forum Heads Up! https://www.propertyinvesting.com/topic/4399232-informal-discussion-group-in-sydney/#post-4620043 Tue, 23 Mar 2010 02:24:43 +0000 Hi LadyO /FinspecI am also very new to investing… looking for my first IP…& love to take part in discussions …living in inner west willing travel as well….Mayuran 

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