Total Members: 158,357

maximus

  • maximus replied to the topic Westpac – 85% – No LMI in the forum Finance 18 years, 2 months ago

    Originally posted by APerry:

    Westpac will also likely be making some other major policy changes in coming weeks.
    good changes [biggrin] or bad changes [angry2]????

  • maximus replied to the topic new layout in the forum General Property 18 years, 4 months ago

    Don’t know if it’s the new site or my computer but since the new format, quite often, when I click to open a thread, a message comes up “Internet Explorer cannot open the site bla bla bla”, and asks you to click on the OK button. When this is done, you are redirected back to “This page caanot be opened etc. So I click on the back button and…[Read more]

  • maximus replied to the topic what is a “broker” in the forum Finance 18 years, 4 months ago

    What is a Broker???

    The opposite of a Richerer maybe??

  • maximus replied to the topic Sydney Discussion Group in the forum No Subject 18 years, 7 months ago

    Hi guys.

    Wont be able to make this get-together unfortunately. Pity, I was looking forward to those tim-tams.

    Hopefully can make the next one.

    Have fun all.

    Oh, and by the way, my non-attendance has nothing to do with the footy, lol.

  • maximus replied to the topic Landlord Insurance in the forum Help Needed! 18 years, 8 months ago

    NRMA are also offering landlord insurance combined with buildings insurance

  • maximus replied to the topic Sydney Discussion Group in the forum No Subject 18 years, 8 months ago

    Gee, hate to sound unappreciative, but that’s getting close to footy finals time, especially the time, 4pm.

    Anyway, will see what happens closer to the time

  • maximus replied to the topic Sydney Discussion Group in the forum No Subject 18 years, 8 months ago

    Is there a theme or topic to be discussed, or is it just play it by ear?

  • maximus replied to the topic No leverage left – what now? in the forum General Property 18 years, 8 months ago


    We may be able to draw down some equity as we paid a fairly large chunk off initially but we don’t have enough income to service the debt. Thus the idea of wife going back to work.

    Hi Ronulas.

    I believe Dazzling has said it best when he said basically you have to be patient.

    By getting to your equity now and buying another I/P you will still…[Read more]

  • maximus replied to the topic Craig Trunbull in the forum Heads Up! 18 years, 10 months ago

    Originally posted by Cindy_Henderson16481:

    We are currently under a Mentoring Program run by Craig Turnbull. The course lasts for 12 months (finishing Sept 2005) and has been a great help along our investment path.
    Our net worth has increased by at least $200,000 during this time – we would not have had the courage to invest to this level on our…[Read more]

  • maximus replied to the topic interest only loan in the forum Finance 18 years, 10 months ago

    So lets say I have an I/O loan of $100,000 with an offset facility.

    I win $100,000 in the lottery (wishful thinking), and deposit it in the offset. So now I am not paying any interest.

    If I decide to discharge the loan, do they (the bank) just keep the money in the offset and everything is square (less discharge fees etc), or do I have to…[Read more]

  • maximus replied to the topic property slump in the forum General Property 18 years, 10 months ago

    Originally posted by bestbest1:
    hi

    i am looking at buying a property in the ipswich area in queensland, now i have heard that prices there are set to fall around $60,000
    Hi bestbet.

    Where exactly did you hear this info from?

  • maximus replied to the topic The Dangers of Using Equity to Fund Retirement in the forum General Property 18 years, 10 months ago

    I’d like to get an opinion from everyone on how much you think you would need (in equity) to even consider living on equity. Obviously, this will depend upon your living standards etc, but what sort of built up equity is required?

  • maximus replied to the topic Property investing consultants? in the forum Help Needed! 18 years, 10 months ago

    Chang, just remember that these companies are set-up to make money, so you are probably paying their fees for things you could do yourself, however, if you feel that their fees are appropriate and if it gets you into the property market, then so be it.

    Makes it hard to comment without knowing the company/ies involved. There are some dubious ones out there

  • maximus replied to the topic When are you planning to retire? in the forum General Property 18 years, 10 months ago

    Originally posted by Michael Whyte:
    My view: “I’ll be retired when my passive income replaces my salaried income (currently $200K pa)
    WOW $200K.

    Michael, can you tell us what your current occupation is?

    Or even a clue if I’m being too nosey [biggrin]

  • maximus replied to the topic 2 accounting questions in the forum Legal & Accounting 18 years, 10 months ago

    Originally posted by JKM:

    Do you mean that the equity in one property is enough to support the loan & thus you are releasing the other property & it will be debt free?
    Hope that helps
    Thanx JKM.

    Re Q2, yep, thats exactly what I meant and you have answered both questions for me.

    Thank you.

  • maximus replied to the topic Logan QLD in the forum Help Needed! 18 years, 10 months ago

    Logan appears to be a fairly large area. Is there a certain part that everyone is referring to?

  • maximus replied to the topic response to bbruham question in the forum General Property 18 years, 10 months ago

    Good for you Mini.

    Having read your posts for a while and actually spoke to some time ago, I say you really deserve it.

    Go get em’

  • maximus replied to the topic logicl.com in the forum Heads Up! 18 years, 10 months ago

    Also saw the ad and have sent for the DVD.

    I also picked up on a lot of re-hashed lines that other gurus have used.

    As the DVD is free, I thought not a lot to lose.

  • maximus replied to the topic The benefits of property developing in the forum Value Adding 18 years, 10 months ago

    Great post Kenneth, very informative.

    Thanks for sharing and good luck with it all.

  • maximus replied to the topic Equity Lending is a disgrace !! in the forum No Subject 18 years, 11 months ago

    Originally posted by resiwealth:

    My eldest nephew (33) has 9 investment properties and no home mortgage. He uses a system i have been teaching him for several years now. He has no car leases, no credit card debt three kids and a rock solid marridge because they have no pressure.

    Craig (nephew) is a totally adverage bloke from an adverage family,…[Read more]

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