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	<title>PropertyInvesting.com | magic_misy | Activity</title>
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				<title>magic_misy replied to the topic Low-Doc for postcode 6285, Zoning Resort in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4378969-low-doc-for-postcode-6285-zoning-resort/#post-4508104</link>
				<pubDate>Thu, 03 Mar 2005 10:14:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terry,<br />
Tks for the reply.<br />
I can find somebody who would lend 70%, but really I need 80%.What kind of specilist lender would do it?</p>
<p>Tks<br />
Magic_misy</p>
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				<title>magic_misy replied to the topic Guarantor in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4378807-guarantor/#post-4507066</link>
				<pubDate>Wed, 02 Mar 2005 14:46:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Vivaar,</p>
<p>Jenny is totally right, be very careful with the Guarantor. see all the lender suggest people who will be guarantor to take leagal advise before they enter into the contact, becasue the worst case, that is like you give a $300k additional credit card to somebody else. If they dont pay, the debts is yours.</p>
<p>Plus if this is his first&hellip;<span class="activity-read-more" id="activity-read-more-226920"><a href="https://www.propertyinvesting.com/topic/4378807-guarantor/#post-4507066" rel="nofollow">[Read more]</a></span></p>
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				<title>magic_misy replied to the topic Pre-Approval - I'm getting antzy in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4378503-pre-approval-im-getting-antzy/#post-4505240</link>
				<pubDate>Wed, 02 Mar 2005 14:31:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Spanky,<br />
Does your parents own their own property? There is a loan called family equity where you can get your parents gurantee 20% of the loan and you only borrow 80% of the loan which save you a lot of trouble to go through the LMI. If you have a good length of employment. or even some lender only required a employmeny letter plus a phone call&hellip;<span class="activity-read-more" id="activity-read-more-92526"><a href="https://www.propertyinvesting.com/topic/4378503-pre-approval-im-getting-antzy/#post-4505240" rel="nofollow">[Read more]</a></span></p>
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				<title>magic_misy replied to the topic New Job whilst pursuing finance in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378951-new-job-whilst-pursuing-finance/#post-4507958</link>
				<pubDate>Wed, 02 Mar 2005 12:10:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think kwilko is right, if you are in a new job for less than 6 months, u need to have same industry work experience for 2 yrs to quanlify LMI. If you only apply for less than 80% LVR, many lenders are quite easy to deal with like Stuart said.</p>
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