Total Members: 158,531

luckyone

  • luckyone replied to the topic Sweet story in the forum Forum Frolic 18 years, 12 months ago

    That’s just wonderful, Dazzling!

    Thanks,
    Luckyone

  • luckyone replied to the topic Land Valuation & Land Tax a Joke in the forum No Subject 19 years, 1 month ago

    For the ACT, there is the Property Owner’s Association. You can e-mail them at [email protected] to join their mailing list and add any comments you like to the current discussion. I’m sure there are similar lists for other states and territories.

    Thanks,
    Luckyone

  • luckyone replied to the topic Greetings all in the forum Forum Frolic 19 years, 3 months ago

    Welcome back Bear! I was wondering where you had got to. Good to hear you’re all better now.

    Thanks,
    Luckyone

  • luckyone replied to the topic comprehensive car insurance? in the forum Opinionated! 19 years, 3 months ago

    It might be worth your time to try AAMI as well. I find them to be quite competitive with their rates.

    Thanks,
    Luckyone

  • luckyone replied to the topic What happens when I default on a contract? in the forum Legal & Accounting 19 years, 3 months ago

    You would lose your deposit (whatever is written into the contract for this amount, usually 5%-10% of purchase price). Also, you would still have to pay your solicitor’s fees.

    If you don’t have preapproval NEVER go into a contract without a finance clause. You just never know what the banks might see as a problem that you hadn’t…[Read more]

  • luckyone replied to the topic NZ Trusts in the forum Overseas Deals 19 years, 3 months ago

    Originally posted by shar30441:
    Yes. See ID2002/764 in the ATO legal database. I can’t get the link to show up properly here, but go to the ATO legal database at http://law.ato.gov.au/atolaw/search.htm and use the search function on “2002/764”.

    This is the link to the document mentioned above if you are…[Read more]

  • luckyone replied to the topic Game: What would you do if …? in the forum Forum Frolic 19 years, 3 months ago

    I would spend about $500K on a very nice house and would invest the rest in real estate + shares.

    Next question:-

    2. If you achieved financial freedom so that you no longer needed to work, what would you do with all the extra time?

    Thanks,
    Luckyone

  • luckyone replied to the topic A question on stamp duty in the forum Help Needed! 19 years, 3 months ago

    Here’s a stamp duty calculator for you:-

    http://www.yourmortgage.com.au/calculators/stamp_duty/

    Thanks,
    Luckyone

  • luckyone replied to the topic CGT from bank valued property in the forum Help Needed! 19 years, 3 months ago

    Thanks for that Jo. So to determine the value of the property at the time I moved out, will the bank valuation be enough for that?

    Thanks,
    Luckyone

  • luckyone replied to the topic catch 22 in the forum Help Needed! 19 years, 3 months ago

    Have you thought about buying the place in Brisbane in a trust and renting the property from the trust for you and your partner?

    Thanks,
    Luckyone

  • luckyone replied to the topic Sell Residential or Hold and Invest in the forum Help Needed! 19 years, 3 months ago

    Have you thought about setting up a trust and putting your two existing properties into it? You will have to pay CGT and stamp duty, but it may be a better option than searching for other equally as good investments.

    Thanks,
    Luckyone

  • luckyone replied to the topic How did you meet your soul mate? in the forum Forum Frolic 19 years, 4 months ago

    I met mine through a mutual friend who told me that my now husband was a druggie and that I shouldn’t go near him. I stayed away from him for 18 months, but then realised that he was actually OK. We went out on our first date that night and we’ve been together ever since. We’re married now too.

    Thanks,
    Luckyone

  • luckyone replied to the topic Intro and pension question in the forum General Property 19 years, 4 months ago

    Maybe she would be better off investing in managed funds or a property trust?

    Thanks,
    Luckyone

  • luckyone replied to the topic Landlords in the forum Legal & Accounting 19 years, 4 months ago

    I don’t know about insurer brokers cause I have my insurance directly through the insurer. But anyway, I can recommend Terri Scheer for insurance, they have competitive prices and they cover you for third party claims as well. It costs me $260 a year for a 2 bedroom unit in Canberra City which I think is well worth the money.

    Thanks,
    Luckyone

  • luckyone replied to the topic Baycorp Credit History – Overdue Accounts in the forum Finance 19 years, 5 months ago

    My husband had the same sort of problem. We didn’t find out about the overdue account on an old place he rented until we went to purchase our first home. We missed out on buying that home because of it. Later, we managed to find a very good mortgage broker and he said just to write a letter for the bank and mortgage insurer’s stating why the…[Read more]

  • luckyone replied to the topic If I buy properties in other states ??? in the forum No Subject 19 years, 5 months ago

    I can help you out with questions regarding the ACT. A typical property manager here will charge you between 8%-10% + GST for managing your property. They will usually lower this if you have more than one property with them.

    With repairing the property, you can instruct the property manager to contact the repairer on your behalf and you can…[Read more]

  • luckyone replied to the topic Multi-function printer/copier/fax recommendations? in the forum General Property 19 years, 5 months ago

    I have an HP psc 750. It is very good. Haven’t had a problem with it. The cartridges are a bit expensive, but you can get no-name brand ones from Kmart for about $30. It doesn’t have a fax, but I’m sure the one with fax is just as good.

    Thanks,
    Luckyone

  • luckyone replied to the topic Don’t you just hate it when…. in the forum No Subject 19 years, 5 months ago

    I absolutely hate it when someone speeds up to overtake you, then cuts you off coming over into your lane and then slams on the brakes to get back down to the speed limit. That really gives me the s***s.

    Thanks,
    Luckyone

  • luckyone replied to the topic 16k what to do ? in the forum General Property 19 years, 5 months ago

    If I were you, I’d buy a Honda Civic 1988 model, you can pick one up for about $3,000 – $5,000 and it will be in excellent condition. I had one as my second car (after my first one got stolen) and it never gave me a day of trouble. Sold it after 5 years when I decided I needed a “new” car because it would be better for long trips.

    I have since…[Read more]

  • luckyone replied to the topic Daughters help? in the forum Help Needed! 19 years, 5 months ago

    Maybe you could get some sort of proposal to her showing how much the property you would be interested in renting off her would cost, what rates, land tax etc they would have to pay. And of course you would need to include the amount of rent you would pay to her.

    Just make sure that you pay market rent to her otherwise the ATO can get quite…[Read more]

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