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  • Profile photo of LouiLoui
    Participant
    @loui80
    Join Date: 2016
    Post Count: 13
    February 1, 2017 - 6:54 pm

    Sorry guys further to this partner just told me broker last year did a 152k top up as a seperate investment loan and put the funds in an offset account. Was this correct? Irrespective what would be ideal loan structure from a tax perspective based on a 480k being sought now?

    Many Thanks

    Profile photo of LouiLoui
    Participant
    @loui80
    Join Date: 2016
    Post Count: 13
    January 30, 2017 - 4:01 pm

    Gents awesome advice. Really appreciate it.

    Profile photo of LouiLoui
    Participant
    @loui80
    Join Date: 2016
    Post Count: 13
    January 28, 2017 - 7:37 pm

    Thanks Richard.

    Profile photo of LouiLoui
    Participant
    @loui80
    Join Date: 2016
    Post Count: 13
    January 27, 2017 - 8:21 pm

    Thanks Jamie.

    I can only imagine if negative gearing was abolished how even tougher it will be to get loans approved without the tax breaks on available income to service.

    Profile photo of LouiLoui
    Participant
    @loui80
    Join Date: 2016
    Post Count: 13
    January 26, 2017 - 3:30 pm

    Hi Richard.

    Your absolutely right. Are you saying other banks are doing things differently with the rates they assess loans? Have your got examples? Also are they main stream lenders?

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