PropertyInvesting.com | loan ranger | Activity https://www.propertyinvesting.com/members/loan-ranger/activity/ Activity feed for loan ranger. Wed, 15 Apr 2026 02:21:26 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6a8f7086053789e19560a08105382c99 loan ranger replied to the topic Non NRAS in an NRAS Area in the forum Help Needed! https://www.propertyinvesting.com/topic/4992625-non-nras-in-an-nras-area/#post-4994670 Tue, 16 Sep 2014 11:05:44 +0000 That’s not a very fair comment …. I own 10 NRAS properties, have sold many many more and have just had a number of mine and other clients, re-valued.

Some examples

2 bed Townhouse in Gregory Hills, Sydney – purchased 8 months ago for $370K. Re-valued at 460K. 100% of the 6 townhouses are NRAS

2 bed Unit in Elanora Heights, Sydney -…[Read more]

]]> a74cacda92560766e9af4cd74403feaa loan ranger replied to the topic Confused with investment in the forum Help Needed! https://www.propertyinvesting.com/topic/4992700-confused-with-investment/#post-4994667 Tue, 16 Sep 2014 10:46:56 +0000 Same goes for Negative Gearing and CGT. If we defer investment decisions based on what a Government may or may not do to a particular piece of tax legislation ( which is what NRAS is- a tax credit) no one would ever invest in anything. I’d also add that whenever legislative tax changes occur, it is almost universally accepted that they…[Read more]

]]> 02cd2e7ba2bb76274ae7f4bbe4985452 loan ranger replied to the topic $1 Million Dollars - How to spend wisely!? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993088-1-million-dollars-how-to-spend-wisely/#post-4993157 Mon, 28 Jul 2014 15:08:23 +0000 1. Is there anyway we could use property to reduce our CGT once we sell our shares? I suppose the only way to reduce the CGT is to drip feed them out slowly over a few FY’s?

2. So lets assume I pay cash 100% for PPOR of say 1M. I sell half the shares and use that 500k for IP’s and keep the remaining 500k in the market to collect divs etc. Wou…[Read more]

]]> dd5b0183dbf648a2fddc75264cfe9cd7 loan ranger replied to the topic $1 Million Dollars - How to spend wisely!? in the forum Help Needed! https://www.propertyinvesting.com/topic/4993088-1-million-dollars-how-to-spend-wisely/#post-4993091 Sat, 26 Jul 2014 08:29:07 +0000 May I ask your combined household taxable income? Ballpark ?

I ask because if you were to set aside 500K to put towards a principle home, and then 500K towards INV purchases, you could break it up into 5 x 100K “chunks”. Use 5 x 100K deposits to purchase 5 x NRAS properties at @ 350- 400K each. Each 100K deposit would cover 20% deposit…[Read more]

]]> 018190c1aba4d2b6a2fa447e78f61cf9 loan ranger replied to the topic NRAS national rental affordabiliy scheme in the forum General Property https://www.propertyinvesting.com/topic/4408872-nras-national-rental-affordabiliy-scheme/#post-4993082 Sat, 26 Jul 2014 01:32:19 +0000 NRAS Round 5 funding has been cancelled in the Federal Budget, but existing incentives from Round 4 remain fully funded…

Round 5 would have provided funding for 10,000 NRAS incentives, but the incentives hadn’t been awarded yet so its not like anything has been clawed back or withdrawn. They just aren’t proceeding with the last tranche.…[Read more]

]]> c77843e46a396bb33eb744a6fb0c129a loan ranger replied to the topic NRAS national rental affordabiliy scheme in the forum General Property https://www.propertyinvesting.com/topic/4408872-nras-national-rental-affordabiliy-scheme/#post-4687677 Tue, 07 May 2013 13:34:12 +0000 NRAS is a tax incentive, not an investment property fad.  You are looking at it all wrong.  Where else can you get a 10% Tax Free Return on your investment?   I bet your negatively geared property doesn't do that for you….

Anyway, I digress…. regarding the article you have submitted to defend your position; it is literally dripping with…[Read more]

]]> 88ca8455b7e3021a3311ce665cded1ba loan ranger replied to the topic NRAS national rental affordabiliy scheme in the forum General Property https://www.propertyinvesting.com/topic/4408872-nras-national-rental-affordabiliy-scheme/#post-4687675 Mon, 06 May 2013 13:52:20 +0000 Unfortunately that's not quite correct I'm afraid.

The NRAS tax incentive does not have any connection to ordinary offsets that can be applied against your assessable taxable income. None whatsoever. . 

It is paid via two components, called a Refundable Tax Offset ( not the same as a tax offset- see below) and a Non Assessable Non Exempt Cash…[Read more]

]]> b35ac46e7ee43fde3ab3f2d32057b5c4 loan ranger replied to the topic NRAS Finance in the forum Finance https://www.propertyinvesting.com/topic/4409291-nras-finance/#post-4690382 Mon, 06 May 2013 09:02:56 +0000 This is always a risk with properties purchased Off The Plan, whether they are NRAS or not.  The best advice I can offer is to have your broker order an upfront valuation on an "as if completed" basis, so that you can see how the valuer would value the property today if it were available to be settled immediately.  if the valuation is on the money…[Read more]

]]> b7ec597ff001ddc78076fe930123ba19 loan ranger replied to the topic Investing in NRAS properties in the forum Help Needed! https://www.propertyinvesting.com/topic/4405928-investing-in-nras-properties/#post-4664180 Wed, 02 May 2012 13:55:59 +0000 The NRAS dwelling ID is isued to the NRAS consortium within 6 weeks of the property settling and a tenant moving in. The certificate noting the NRAS Dwelling ID should then be made available to you immediately

]]> cf4da9e59352db7f0fbbac1208c198ff loan ranger replied to the topic GE Bites the dust in the forum Finance https://www.propertyinvesting.com/topic/4394563-ge-bites-the-dust/#post-4594791 Thu, 27 Nov 2008 15:01:18 +0000 well, looks like that's happening. Every existing GE deal I have under 80% will be getting refinanced to the new FirstMac 3.99% product. It's a no brainer.

]]> 35f84484694b8b02b0d5bd1e2eecec3f loan ranger replied to the topic Firstmac reduces max LVR on Low Doc in the forum Finance https://www.propertyinvesting.com/topic/4394643-firstmac-reduces-max-lvr-on-low-doc/#post-4595188 Thu, 27 Nov 2008 14:58:37 +0000 god of money, why are you surprised FirstMac is still alive?  Im just surprised you would ask that, unless you don't know much about Kim Cannon!   From what I understand, he employed a pretty deliberate strategy to roll up into a little ball and ride out the crisis, but remained pretty profitable throughout. He bought the HSBC book before this cr…[Read more]

]]> 9892f967d3b2aa19ce019b4bb909ccea loan ranger replied to the topic Reducing LVRs in the forum wont last long...  we all https://www.propertyinvesting.com/topic/4394745-reducing-lvrs/#post-4595718 Thu, 27 Nov 2008 14:51:02 +0000 wont last long…  we all know that institutional  investors/ securitisation markets wont buy lo docs, so eventually every lender has to face the reality of pulling them. It will be a 60% lo doc market by  Xmas or early 2009. PMI and Genworth will see to that… unless the deal is impeccable. But if it was im peccable I guess it would be fu…[Read more]

]]> d165f3bc739135d9c2945e401ab20e13 loan ranger replied to the topic Pay off loan or buy? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394819-pay-off-loan-or-buy/#post-4596033 Thu, 27 Nov 2008 14:31:24 +0000 In an environment like this,  and with that equity at your disposal, it's pretty difficult to ignore the merits of investment property.  Consider these points;A- We have the lowest rental vacancies in just about forever… and it WILL stay this way for some time yet. (see point D below)B- This has lead to significant upward pressure on rentals a…[Read more]

]]>