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	<title>PropertyInvesting.com | lisas | Activity</title>
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				<title>lisas replied to the topic RESULTS mentoring in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4393086-results-mentoring/#post-4586352</link>
				<pubDate>Mon, 05 May 2008 02:25:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have signed up.I believe the first 4 weeks are self-study mode before the first meeting.  Then the meetings are held each quarter in Melbourne.</p>
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				<title>lisas replied to the topic What does the C in CPR stand for? in the forum Thank you</title>
				<link>https://www.propertyinvesting.com/topic/4393085-what-does-the-c-in-cpr-stand-for/#post-4586343</link>
				<pubDate>Sun, 04 May 2008 00:18:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you</p>
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				<title>lisas replied to the topic Steve's Mentor Program in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4393075-steves-mentor-program/#post-4586320</link>
				<pubDate>Thu, 01 May 2008 02:44:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi JudithI have signed up for the next round and I am very excited about it &#8211; can&#039;t wait to get started.  <img src="/wp-content/uploads/smileys/grin.gif?x75824" alt="" width="15" height="15" />I am happy to hear you found it so worthwhile.Lisa</p>
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				<title>lisas replied to the topic Mortgage watchdog software ? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385803-mortgage-watchdog-software-2/#post-4549969</link>
				<pubDate>Wed, 30 Apr 2008 06:25:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloJust wondering if any of you have found any errors on your bank statments using these products?ThanksLisa</p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573970</link>
				<pubDate>Mon, 10 Mar 2008 22:39:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Matt!Yes the floor to ceiling tiles in the toilet were painted with tile paint.Lisa</p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573968</link>
				<pubDate>Sun, 09 Mar 2008 12:36:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloWell I think I have worked out how to load the before and after shots on Flickr.<a href="http://www.flickr.com/photos/24479622@N05/sets/72157604079590089/" rel="nofollow">http://www.flickr.com/photos/24479622@N05/sets/72157604079590089/</a>Let me know if you have any problems viewing.Lisa. </p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573966</link>
				<pubDate>Sun, 09 Mar 2008 09:52:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi KIZThanks.  I will try to work out how to post before photos on the web for all to see.  Will have a go at this tomorrow.</p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Hello
For those that are</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573964</link>
				<pubDate>Sun, 09 Mar 2008 05:07:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloFor those that are interested here is the listing of the property we reno&#039;d.  Turned out much better than we had expected, also cost a bit more than we expected, but we are happy with the result for our first go at it.  There are a lot of pics in the li&hellip;<span class="activity-read-more" id="activity-read-more-213870"><a href="https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573964" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic MOUNT GAMBIER in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391568-mount-gambier/#post-4578088</link>
				<pubDate>Mon, 10 Dec 2007 05:03:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello ZoeI live in Mt Gambier and my partner and I a few properties in Mt Gambier plus our PPOR.  There are opportunities here though not like there used to be.  There is one &quot;bad&quot; area in particular to stear clear from.  Anything east of Pick Ave I would steer clear from.  When considering the prices here in comparison to Sydney they are very a&hellip;<span class="activity-read-more" id="activity-read-more-150459"><a href="https://www.propertyinvesting.com/topic/4391568-mount-gambier/#post-4578088" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum That is good to know Terry I</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573963</link>
				<pubDate>Thu, 25 Oct 2007 06:29:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>That is good to know Terry I wasn&#039;t sure how the lender would value the place when we refinance.</p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573961</link>
				<pubDate>Thu, 25 Oct 2007 01:11:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>We paid $130,000 and the valuation came in at $150,000 as was.  With a quick cosmetic reno we expect it to be worth $165-$170k and the house next door which is similar rents for $170 per week.We are not talking huge numbers but we are still very happy as it is our first reno to add value to an IP and we haven&#039;t had to put much money into it.  We&hellip;<span class="activity-read-more" id="activity-read-more-269237"><a href="https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573961" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Thanks everyone for your</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573958</link>
				<pubDate>Wed, 24 Oct 2007 04:21:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks everyone for your input.An update for you.  Our solicitor contacted the bank (with the permission to of the seller) and the bank was happy to stop legal proceedings as long as they sighted a signed sale contract.  As the sale was below market value the seller had to sign a waiver which releases the bank from any future action from the sel&hellip;<span class="activity-read-more" id="activity-read-more-216593"><a href="https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573958" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Thanks for your help</title>
				<link>https://www.propertyinvesting.com/topic/4390750-bank-foreclosing-on-property-we-have-been-asked-if-we-would-like-to-buy/#post-4573956</link>
				<pubDate>Tue, 11 Sep 2007 04:32:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your help everyone.  I will ask our solicitor to contact the seller and get the ball rolling as soon as possible, hopefully they can contact the bank and find out exactly what is required.</p>
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				<title>lisas replied to the topic Lots of questions!  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390395-lots-of-questions/#post-4571748</link>
				<pubDate>Tue, 21 Aug 2007 10:09:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloI would recommend that you use an accountant that is knowledgable in property investments.  When searching for an accountant ask them if they have any property investments themselves. I hope this helpsLisa</p>
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				<title>lisas replied to the topic How to prepare accounts for financial year in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4390175-how-to-prepare-accounts-for-financial-year/#post-4570554</link>
				<pubDate>Fri, 20 Jul 2007 02:30:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi AmandaIf only I could remember how to use Access!!  It is such a great program but as I don&#039;t use it on a daily basis like Excel I would struggle to make a database from scratch these days.Lisa</p>
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				<title>lisas replied to the topic Organising building Insurance-HELP in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4390222-organising-building-insurance-help/#post-4570794</link>
				<pubDate>Fri, 20 Jul 2007 01:49:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Which state is the property located in?</p>
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				<title>lisas replied to the topic How to prepare accounts for financial year in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4390175-how-to-prepare-accounts-for-financial-year/#post-4570552</link>
				<pubDate>Fri, 20 Jul 2007 01:42:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>That spreadsheet is great!  Would certainly make the accountants job much easier.I use a similar one for my record keeping but include an extra tab for recording capital expenditure which calculates the depreciation etc as well as recording depreciation claims from the quantity surveyors report (I lodge my own tax return).  However I find u&hellip;<span class="activity-read-more" id="activity-read-more-59165"><a href="https://www.propertyinvesting.com/topic/4390175-how-to-prepare-accounts-for-financial-year/#post-4570552" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Organising building Insurance-HELP in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4390222-organising-building-insurance-help/#post-4570792</link>
				<pubDate>Wed, 18 Jul 2007 23:53:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi VanessaI suggest you speak with a reputable insurance broker.  They will be able to recommend the best insurance for your situation and also for the best price.<img src="/wp-content/uploads/smileys/happy.gif?x75824" alt="" width="15" height="15" />Kind regardsLisa</p>
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				<title>lisas replied to the topic Ratebusters.com.au - opinions please. in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4389759-ratebusters-com-au-opinions-please/#post-4568236</link>
				<pubDate>Wed, 11 Jul 2007 00:20:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloI have used RateBusters for 3 separate loans, my home and 2 investment properties.  The service was very good and the internet banking site and the offset accout are great features.  HOWEVER their break costs are very high.  If I pay out our cheapest IP loan within 5 years we are looking at at least $2000 in break costs.I have decided agai&hellip;<span class="activity-read-more" id="activity-read-more-129739"><a href="https://www.propertyinvesting.com/topic/4389759-ratebusters-com-au-opinions-please/#post-4568236" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Quantity Surveyor Necessary? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4389191-quantity-surveyor-necessary/#post-4565712</link>
				<pubDate>Thu, 03 May 2007 00:33:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi SuzieBased on my experience I say use a quantity surveyor.  They will detail for you every possible depreciable item so you can be sure you are maximising your tax deductions.  I used an accountant  to work out the depreciation for a 2 yo property I purchased a few years ago and also used a quantity surveyor the following year (just to check if&hellip;<span class="activity-read-more" id="activity-read-more-144380"><a href="https://www.propertyinvesting.com/topic/4389191-quantity-surveyor-necessary/#post-4565712" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Building insurance for block of units - any recommendations in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4389455-building-insurance-for-block-of-units-any-recommendations/#post-4567101</link>
				<pubDate>Tue, 01 May 2007 06:45:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks I will try Elders.I have called the insurance companies (AAMI, Your Insurance Group, CUNA)  I use for other properties but they won&#039;t insure the building as &quot;there is common ground other than the driveway and paths&quot;, they said I need to be careful to get the right type of insurance.</p>
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				<title>lisas replied to the topic REFINANCING WITH RATEBUSTERS? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4389376-refinancing-with-ratebusters/#post-4566706</link>
				<pubDate>Thu, 26 Apr 2007 05:24:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>HelloI have used RateBusters in the past for 3 different loans.  They were extremely good to deal with and helpful.  There products are great with the free features such as the offset account and low rate etc.  The catch is definitely the exit fees.  I&#039;m looking to refinance one of the loans now and looking at $1500-$2000 in exit fees (and I have&hellip;<span class="activity-read-more" id="activity-read-more-256387"><a href="https://www.propertyinvesting.com/topic/4389376-refinancing-with-ratebusters/#post-4566706" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic What do you think of the new forum structure? in the forum I am loving the speed!  But</title>
				<link>https://www.propertyinvesting.com/topic/4389072-what-do-you-think-of-the-new-forum-structure/#post-4565085</link>
				<pubDate>Thu, 29 Mar 2007 09:24:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am loving the speed!  But I can&#039;t find where to search the forums&#8230; could someone point me in the right direction?ThanksLisa</p>
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				<title>lisas replied to the topic Replace roof on purchase - capital or R&#38;M in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4388670-replace-roof-on-purchase-capital-or-rm/#post-4563357</link>
				<pubDate>Wed, 28 Feb 2007 01:24:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your help Simon.  I guess it was just wishful thinking on my part. [smiling]</p>
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				<title>lisas replied to the topic Property Women Seminar in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4388042-property-women-seminar/#post-4560510</link>
				<pubDate>Wed, 17 Jan 2007 11:31:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Kum Yin</p>
<p>I think you have every reason to feel confident in what you are doing, you are at least out their doing something unlike those people that may be cast negative doubts over your plans.</p>
<p>I have also found that some people that worry about the over-extending etc are just those that care about us, it helps to try to get them to read a few&hellip;<span class="activity-read-more" id="activity-read-more-205907"><a href="https://www.propertyinvesting.com/topic/4388042-property-women-seminar/#post-4560510" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Property Women Seminar in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4388042-property-women-seminar/#post-4560506</link>
				<pubDate>Tue, 16 Jan 2007 03:14:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you very much everyone for your thoughts, greatly appreciated.  As I live in a regional centre (500 kms to nearest capital city) it is difficult to get to a lot of the seminars out there so I really do have to be choosy about the ones that I pick.</p>
<p>I have purchased 3 properties so far over the last 3 years and have read a lot of books and&hellip;<span class="activity-read-more" id="activity-read-more-205903"><a href="https://www.propertyinvesting.com/topic/4388042-property-women-seminar/#post-4560506" rel="nofollow">[Read more]</a></span></p>
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				<title>lisas replied to the topic Property Women Seminar in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4388042-property-women-seminar/#post-4560502</link>
				<pubDate>Mon, 15 Jan 2007 23:47:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>It is a group of women who call themselves Property Women.  Their website is <a href="http://www.propertywomen.com.au" rel="nofollow">http://www.propertywomen.com.au</a> and the speakers are Elin Power, Jane Slack-Smith, Brenda Irwin, Susan Sing, Pat Fleming and Catheryn Faid.  They have all featured in API magazine.</p>
<p>Thanks<br />
Lisa</p>
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