Total Members: 152,381

Lightyrs

  • I do believe they are legit as a very close friend of mine is a client of theirs. However it is alsways good to others opinions. The strategy seems to work for him quite nicely and I understand the concept of this way of property investing. I just wonder if there is anyone from the forums who are proactively investing in real estate use this…[Read more]

  • Hi SkuzLooks like alot of work, especially if you would like to do the work all yourself with no experience.  You need to think about your turn arond time and remember every week its not finished is a week missed out on an income. As a first reno i would be looking at for something that is more cosmetic.Its also well and good to have friends in t…[Read more]

  • Demographic sites and I try to get an idea of construction that is in the pipeline for the area. As well of course the internet. I find it a good starting point. I have yet to purcahse one of the books that lets you know previous sales, and Market and postcode overviews. Has anyone purchaced one of these books and was it a helpful tool? 

  • I did look into that some years ago when Westan sold up in NZ and started his venture in the states.I havnt followed up on his progress in over a year but would be interested how the economy in the states has affected his vals.Your right about our decision to purchace a property in Czech in that it is emotional regarding the fact that my partn…[Read more]

  • Lightyrs replied to the topic Czech Republic in the forum Overseas Deals 12 years ago

    Hi Marc,Thanks for the advice. Reason why im looking is my partner is czech and we would like an investment in her hometown. As well as being applicable for low interest rates. From what i can see there is cashflow + investments to take advantage of and seeing my partner is Czech can do without the expence of settingn up a company. However the th…[Read more]

  • ahhh the old rb30 strong as an ox. Very true! Havnt owned a vL but have had the skyline model with the same engine. 

  • Lightyrs replied to the topic Refinance in the forum Finance 12 years, 1 month ago

    Thanks for all the comments guys! I rang the broker today and was told that she didnt get the val as her mobile lender had told her that the val hadnt come in. She has told this bloke to ring me directly to explain whats happening.Didnt receive the call today. However i am now even more confused because when i rang the bank directly they told me…[Read more]

  • Lightyrs replied to the topic Refinance in the forum Finance 12 years, 1 month ago

    I would agree as i got bitten with Allstate and dont want to now stay with the bigger banks unless numbers really are fantastic. However will they now all decline me because CBA has? how does it work with LMI? or even the asking for 80%, im concerned i may not even get this now.

  • 1994 Mitsibishi Magna, just under 300k. Ive just turned 30 and havnt owned a car over 4k. Though that said the old girl is starting to really need attention, i can keep the old ones going for minimal cost but after a while it gets tiring!Now that i have a partner that isnt so mechanically savy, we are looking at purchasing something realiable and…[Read more]

  • Lightyrs replied to the topic Refinance in the forum Finance 12 years, 1 month ago

    Not in the last 6mths I was guarantor for my mothers property which she defaulted on but made arrangements with the bank to hold payments until property sold, which it did and she payed out the loan in full. The cba could see i contributed a 5k payment to her loan and brought it back no default. Even though this was a huge drama i was told thi…[Read more]

  • Lightyrs replied to the topic Refinance in the forum Finance 12 years, 1 month ago

    Hi AndrewPAYG 75k and amount owing was paid in 2005. I too am confused!? 

  • Lightyrs replied to the topic Refinance in the forum Finance 12 years, 1 month ago

    I provided Full Docs. I can quite easily, (well i thought, may be a different story now however) get 80%. The IP im refinancing has a 300k loan and val at aprox 400k, however was banking on 380k. The bank wouldnt tell me what the val came in as because they said they paid for it. However knowing what it was would definately help further deci…[Read more]

  • How do the the agents get away with this? surely there must be someting in place to prevent this type of thing happening…..isn’t there??

  • I definately agree with Lucifer_au. The “Rich Dad, Poor Dad” series is fantastic for leaning the basics, as well as being very easy to follow!

  • Thanks Lucifer_au. That was a great help!

    Cheers
    Lightyrs

  • Neutral Bay Sydney.

  • Happy New Year to all.
    I hope that everyone has a prosperous and enjoyable New Year!

    2004
    – Bought my 2nd IP. Very happy about this as now I can see my portfilo growing.
    – Named on the promotion roster for 2005.
    – Completed a successful work trip to Tasmania, Hawaii, New Zealand and Christmas Island.
    – Relised that New zealand is everything I had…[Read more]

Lightyrs

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