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	<title>PropertyInvesting.com | Libra76 | Activity</title>
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				<title>Libra76 replied to the topic Finance structure in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4400626-finance-structure-2/#post-4628414</link>
				<pubDate>Thu, 22 Jul 2010 04:03:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:<br />
eg.Your PPOR is valued at $500,000 but your loan only $200,000.You buy an investment for $500,000 and borrow $520,000 using this property and your PPOR as security. (not good!)A better way would be:PPORLoan 1 $200,000Loan 2 $120,000IPLoan 1 $400,00(deposit and costs for IP come from loan 2 on the PPOR. Interest on loan 2 will be&hellip;<span class="activity-read-more" id="activity-read-more-276124"><a href="https://www.propertyinvesting.com/topic/4400626-finance-structure-2/#post-4628414" rel="nofollow">[Read more]</a></span></p>
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				<title>Libra76 replied to the topic Any advice for a novice? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400599-any-advice-for-a-novice/#post-4628297</link>
				<pubDate>Mon, 19 Jul 2010 05:14:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>zeable wrote:<br />
Hi Libra,If you can self manage your own house, that would be great because you avoid all the fees but u will have to deal with all the problems. If you have bad tenents, you may need to attend court hearings&#8230; etc it all depends on how much time you have on your hands.</p>
<p>We don&#8217;t have the time for that to be honest so I guess we&hellip;<span class="activity-read-more" id="activity-read-more-192817"><a href="https://www.propertyinvesting.com/topic/4400599-any-advice-for-a-novice/#post-4628297" rel="nofollow">[Read more]</a></span></p>
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				<title>Libra76 replied to the topic Any advice for a novice? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400599-any-advice-for-a-novice/#post-4628295</link>
				<pubDate>Mon, 19 Jul 2010 03:15:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>duckster wrote:<br />
Yes it is a monthly magazine.<a href="http://www.apimagazine.com.au/It" rel="nofollow">http://www.apimagazine.com.au/It</a> is not stupid wanting a property relatively close by just be aware of  the possible lower capital growth compared to the city metro suburbs. And it it  is self managed your tenants might visit your place if really close by to ask for repairs to be done.</p>
<p>Thanks for t&hellip;<span class="activity-read-more" id="activity-read-more-192815"><a href="https://www.propertyinvesting.com/topic/4400599-any-advice-for-a-novice/#post-4628295" rel="nofollow">[Read more]</a></span></p>
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				<title>Libra76 replied to the topic Any advice for a novice? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400599-any-advice-for-a-novice/#post-4628293</link>
				<pubDate>Mon, 19 Jul 2010 02:14:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you, Andrew.</p>
<p>I did see that reading books is mentioned a lot. I will look into that, and I will do some more searching online for the basics, or even on this website (haven&#8217;t had a chance to fully explore it yet).</p>
<p>I will look for the Australian Property Investor magazine at the newsagent. Is that a monthly magazine?</p>
<p>Are we being stupid by&hellip;<span class="activity-read-more" id="activity-read-more-192813"><a href="https://www.propertyinvesting.com/topic/4400599-any-advice-for-a-novice/#post-4628293" rel="nofollow">[Read more]</a></span></p>
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