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	<title>PropertyInvesting.com | leonk84 | Activity</title>
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				<title>leonk84 replied to the topic Commbank Wealth Package mortgage in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407924-commbank-wealth-package-mortgage/#post-4679575</link>
				<pubDate>Wed, 24 Oct 2012 12:17:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jamie, can you please elaborate what you mean by &quot;not being a true offset&quot;. And in your opinion can I do better than 5.7% with them ?</p>
<p>Cheers</p>
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				<title>leonk84 replied to the topic Sell or keep as investment? Dilemma - advice sought please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407839-sell-or-keep-as-investment-dilemma-advice-sought-please/#post-4679091</link>
				<pubDate>Mon, 15 Oct 2012 10:33:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terry, thanks for your feedback. You are 100% correct, unfortunately there will be no claims on interest (or potential interest). The only&nbsp;benefit will be because the property will be positively geared &#8211; any rental income I believe can go into my wife&#039;s name as the lowest earner &#8211; and hence on a lower tax bracket. (rather than me who is on a&hellip;<span class="activity-read-more" id="activity-read-more-250690"><a href="https://www.propertyinvesting.com/topic/4407839-sell-or-keep-as-investment-dilemma-advice-sought-please/#post-4679091" rel="nofollow">[Read more]</a></span></p>
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				<title>leonk84 replied to the topic Sell or keep as investment? Dilemma - advice sought please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4407839-sell-or-keep-as-investment-dilemma-advice-sought-please/#post-4679089</link>
				<pubDate>Sun, 14 Oct 2012 12:28:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you all for your thoughts. As we live in Victoria we are leaning towards keeping it and&nbsp;transferring the property into my wife&#039;s name for tax purposes (lower income earner) and can do this via the &quot;love and affection&quot; clause which would not incur stamp duty.</p>
<p>This will then become our investment property with the new property as the PPOR.&hellip;<span class="activity-read-more" id="activity-read-more-250688"><a href="https://www.propertyinvesting.com/topic/4407839-sell-or-keep-as-investment-dilemma-advice-sought-please/#post-4679089" rel="nofollow">[Read more]</a></span></p>
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