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				<title>Learning Guy replied to the topic First Home Owners Grant in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380675-first-home-owners-grant-6/#post-4519455</link>
				<pubDate>Wed, 08 Jun 2005 10:21:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>does any one want to clarify here, that fhog applies to every property (including new and existing one) ?</p>
<p>as my understanding of reading, the fhog and victoria grant (12000), only apply to new home, existing building only have fhog ?</p>
<p>is that correct ?</p>
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				<title>Learning Guy replied to the topic Internet Cafe Ideas in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380523-internet-cafe-ideas/#post-4518309</link>
				<pubDate>Mon, 30 May 2005 05:54:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>what is the main stream of income ?<br />
dodo internet already have the same thing happening, they are retail store, provide coffee, light cake, and free internet, just need to sit down and use the facility.</p>
<p>mission ? to provide internet access ?<br />
&#8211; dodo is already providing one, this is in VIC, but if different state, maybe different.</p>
<p>that is my&hellip;<span class="activity-read-more" id="activity-read-more-21806"><a href="https://www.propertyinvesting.com/topic/4380523-internet-cafe-ideas/#post-4518309" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic Investing in Point Cook (Vic) in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380453-investing-in-point-cook-vic/#post-4517810</link>
				<pubDate>Sat, 28 May 2005 02:48:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>i am about to buy one as well, in the surrounding area (seabrook) for my ppor, i don;t really think it is undervalued, what i think it is an area where i can afford with my budget, similar distance on the eastern suburb will be asking around double the price, which sounds very overvalued.</p>
<p>and for rental, i think it is very hard, since there is a&hellip;<span class="activity-read-more" id="activity-read-more-212268"><a href="https://www.propertyinvesting.com/topic/4380453-investing-in-point-cook-vic/#post-4517810" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic BIG DEPOSIT/ AVERAGE INCOME LAST 2 TAX YEARS in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380472-big-deposit-average-income-last-2-tax-years/#post-4517950</link>
				<pubDate>Sat, 28 May 2005 01:46:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mortage adviser, that looks like a good figure for me. 6.76%, if my broker/lender behave badly i might just go and look for you. <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
<p>cheers</p>
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				<title>Learning Guy replied to the topic US dollar ~ explaing to girlfriends dad. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380482-us-dollar-explaing-to-girlfriends-dad/#post-4518045</link>
				<pubDate>Fri, 27 May 2005 12:32:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>what sort of price are we talking about here ? i just read a recent article on one of the web.</p>
<p>===========================================================<br />
WASHINGTON (Reuters) &#8211; Sales of existing U.S. homes rose 1.0 percent in March to the third-highest level on record as an increase in single-family sales offset a dip in sales of condominiums, a&hellip;<span class="activity-read-more" id="activity-read-more-31675"><a href="https://www.propertyinvesting.com/topic/4380482-us-dollar-explaing-to-girlfriends-dad/#post-4518045" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic BIG DEPOSIT/ AVERAGE INCOME LAST 2 TAX YEARS in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380472-big-deposit-average-income-last-2-tax-years/#post-4517948</link>
				<pubDate>Fri, 27 May 2005 12:25:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>i am almost in the same situation as you, i have to wait for 1 year for my first tax assestment, before i can get a loan at 6.74%, otherwise, low doc, 8%, sound like the broker try to rip me off. so i don&#8217;t go for it atm.</p>
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				<title>Learning Guy replied to the topic Funding an Investment in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380432-funding-an-investment/#post-4517644</link>
				<pubDate>Tue, 24 May 2005 11:11:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Share market ?</p>
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				<title>Learning Guy replied to the topic seeking sounding board / mentor / guru in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380383-seeking-sounding-board-mentor-guru/#post-4517386</link>
				<pubDate>Mon, 23 May 2005 11:35:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>any one in melbourne ?</p>
<p>thx</p>
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				<title>Learning Guy replied to the topic Managed funds in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380394-managed-funds-2/#post-4517435</link>
				<pubDate>Mon, 23 May 2005 08:55:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi tim, not trying to be smart cookie here, nor you need to listen to me, as i am still trying to find my feet here as well.</p>
<p>what i think would be better is learn and study the subject of investing itself, for ex: share market. when to get in, get out, p/e ratio, etc.</p>
<p>And maybe start a little team/circle which you can discuss this, and take on&hellip;<span class="activity-read-more" id="activity-read-more-41483"><a href="https://www.propertyinvesting.com/topic/4380394-managed-funds-2/#post-4517435" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic seeking sounding board / mentor / guru in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380383-seeking-sounding-board-mentor-guru/#post-4517380</link>
				<pubDate>Sun, 22 May 2005 01:33:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>i need someone to talk to regarding this matter as well (investing), how about if we formed some small circle of people starting out in IP, i need some mentor and guru too.</p>
<p>Cheers</p>
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				<title>Learning Guy replied to the topic Wanted to increase rent, but agent said no! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380065-wanted-to-increase-rent-but-agent-said-no/#post-4514641</link>
				<pubDate>Thu, 05 May 2005 06:36:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>everytime my agent/landlord increase the rent, i moved out (because of greedy land lord), being such a good tenant i believe that we should be treated fair as what we treat the property (i look after the property).</p>
<p>Depends on what type of tenants that you are facing, it will be up to you to make a decision. Of course i will be looking around my&hellip;<span class="activity-read-more" id="activity-read-more-207796"><a href="https://www.propertyinvesting.com/topic/4380065-wanted-to-increase-rent-but-agent-said-no/#post-4514641" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic renting versus purchasing in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379976-renting-versus-purchasing/#post-4514046</link>
				<pubDate>Wed, 04 May 2005 13:21:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>so what is the likely trend in the near future ? will we see a likelyhood of price correction or it will stay flat ? i know this is a very hard question since it is determined by a lot of factor that we coudn&#8217;t tell or predict.</p>
<p>in that relations, will it still be better off renting now, rather than buying and save up more deposit ? since we can&hellip;<span class="activity-read-more" id="activity-read-more-137322"><a href="https://www.propertyinvesting.com/topic/4379976-renting-versus-purchasing/#post-4514046" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic Suggestion Please in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379983-suggestion-please/#post-4514076</link>
				<pubDate>Sun, 01 May 2005 07:10:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Price of the property is around $280k mark, Goal is +CF on propery, but i do understand now it is very hard to get now. most of them after putting into calculator, require about 50% upfront, so i guess my question is answered by redwing already, when i found +CF property, i just have to redraw using current mortagage ? or pay it off then get&hellip;<span class="activity-read-more" id="activity-read-more-99448"><a href="https://www.propertyinvesting.com/topic/4379983-suggestion-please/#post-4514076" rel="nofollow">[Read more]</a></span></p>
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				<title>Learning Guy replied to the topic Suggestion Please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4379983-suggestion-please/#post-4514073</link>
				<pubDate>Sun, 01 May 2005 06:50:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Income: self employed: average about $1600/month + spouse income of $2000/month (all net).</p>
<p>expenses: usual house hold expenses (food, grocery about $200/week), car ($40/week)</p>
<p>no any other expenses, as all paid off.</p>
<p>property purchase type is 3 bedroom house, in either northen or western suburb of melbourne.</p>
<p>hope that is good enough, ask for&hellip;<span class="activity-read-more" id="activity-read-more-134184"><a href="https://www.propertyinvesting.com/topic/4379983-suggestion-please/#post-4514073" rel="nofollow">[Read more]</a></span></p>
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