Kramer replied to the topic Another for the Mortgage Brokers in the forum Finance 20 years, 2 months ago
Currently it is at 80% LVR and I didn’t know that most lenders wil take the valuation after 12 months so thanks.
As at today CBA valuaed it @ 315000 so when it does settle Aug next year I should be right with any further input.
Guess it is on for the other option of Pers loan (deposit) and loan.
Interesting Somersoft read too.
At this stage…[Read more]
Kramer replied to the topic ED BURTON – ANY IDEA? in the forum Heads Up! 20 years, 2 months ago
Tim, yes I have heard of him and I have been to his seminar. Personally I thought it was great and I got a lot out of it. It is not just about property but the relationship to assest protection, super offshore investment and tax. It is two days so there is only so much to fit in but you even learn a great deal from the questions asked by people.…[Read more]
Kramer replied to the topic Using interstate brokers in the forum Finance 20 years, 2 months ago
Thanks all for the posts. It has given me an appreciation of the situation.
Kramer
[8D]
I’m Kramer
Serenity Now!
Kramer replied to the topic Another for the Mortgage Brokers in the forum Finance 20 years, 2 months ago
Thanks for the advice Brendon. That is probably the route I will have to take if I cannot go the other and then wait three months out before i can use the equity.
Ahh Kylie, thanks for the advice but i like my own house not the big house with bars on it![]
Plus if you end up going down that road, you only lose in the…[Read more]
Kramer replied to the topic The Art of Persuasion…..Valuations in the forum Finance 20 years, 2 months ago
georgisj,
can be done. Commonwealth Bank have done it with nine months. Maybe the property had some special quality but they used the valuation they took themselves.
Kramer
[8D]
I’m Kramer
Serenity Now!
Kramer replied to the topic Banks and finance…. in the forum Finance 20 years, 2 months ago
Teache,
didn’t know about the credit card limit thing! I am hearing you. It is like the lower income earners getting huge tax breaks, incentives etc without paying much tax and so much for all getting the baby bonus.
Kramer
[8D]
I’m Kramer
Serenity Now!
Kramer replied to the topic Brisbane Accountants/Lawyers in the forum Legal & Accounting 20 years, 2 months ago
Thanks Julia and bluecat
Julia do have many clients in Brisbane – do you need to be close to an accountant. Bluecat I guess Cleveland is not that far. Will check it out.
cheers
Kramer
[8D]
I’m Kramer
Serenity Now!
Kramer replied to the topic Opening banks accounts … in the forum Legal & Accounting 20 years, 2 months ago
Blucat, yes you can. ANZ Vanuatu is a good one to start with and as a bonus you can monitor it from the Internet. They are not linked directly here to the ANZ but you can reach them through the ANZ website and click on Vanuatu – ie you cannot set it up through ANZ Aust. Send an email for a pack. Then you will need to have the forms notorised (a…[Read more]