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	<title>PropertyInvesting.com | kirbonavich | Activity</title>
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				<title>kirbonavich replied to the topic Have to wait 6 months. in the forum Well, I have the money to use</title>
				<link>https://www.propertyinvesting.com/topic/4410181-have-to-wait-6-months/#post-4695746</link>
				<pubDate>Sun, 27 Oct 2013 10:37:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well, I have the money to use on another property, but I like a buffer. Brings me piece of mind and helps me sleep at night, financially probably not the best way to go about it but thats my call.&nbsp;<br />
The property was purchased for $315k from a family that had to sell then and there basically. The bank valuation came in at over $345+&nbsp;<br />
I will be&hellip;<span class="activity-read-more" id="activity-read-more-181421"><a href="https://www.propertyinvesting.com/topic/4410181-have-to-wait-6-months/#post-4695746" rel="nofollow">[Read more]</a></span></p>
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				<title>kirbonavich replied to the topic Is structural engineer necessary for small crack? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410150-is-structural-engineer-necessary-for-small-crack/#post-4695599</link>
				<pubDate>Fri, 18 Oct 2013 12:27:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Do you know what soil the premises is built on top of? What sort of foundations does it have? How old is the house etc?&nbsp;</p>
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				<title>kirbonavich replied to the topic P and I loan in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4410116-p-and-i-loan/#post-4695357</link>
				<pubDate>Wed, 09 Oct 2013 12:01:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>So when do you exactly pay the principle back on a &quot;interest only&quot; loan&#8230;. &nbsp;After all a debt must be paid back at some point right?<br />
What happens if every Tom, Dick &amp; Harry&#039;s house go down in value and selling will cause them to go bankrupt?</p>
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				<title>kirbonavich replied to the topic Robbing Peter to pay Paul?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410058-robbing-peter-to-pay-paul/#post-4695014</link>
				<pubDate>Fri, 27 Sep 2013 14:52:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Currently I only own 1 investment property and live with the in laws (it&#039;s a big house so its bearable). It is more cost effective for my partner and I to buy another property or two in the near future and providing that they aren&#039;t all untenanted at the same time, for a prolonged period of time we will be able to service to loans and redraw for&hellip;<span class="activity-read-more" id="activity-read-more-72715"><a href="https://www.propertyinvesting.com/topic/4410058-robbing-peter-to-pay-paul/#post-4695014" rel="nofollow">[Read more]</a></span></p>
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				<title>kirbonavich replied to the topic Robbing Peter to pay Paul?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410058-robbing-peter-to-pay-paul/#post-4695012</link>
				<pubDate>Fri, 27 Sep 2013 14:20:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>It is interest and principle. I don&#039;t believe in the interest only dribble.&nbsp;</p>
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				<title>kirbonavich replied to the topic Property foreclosures in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4410060-property-foreclosures-2/#post-4695020</link>
				<pubDate>Thu, 26 Sep 2013 13:07:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ve seen her DVD, from what I can gather, your better off saving your cash and just hunt down state trustee/mortgagee sales. Alternatively you can always suss out the court listings yourself and track down the individuals involved in the proceeding&#039;s.&nbsp;</p>
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				<title>kirbonavich replied to the topic Robbing Peter to pay Paul?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410058-robbing-peter-to-pay-paul/#post-4695009</link>
				<pubDate>Thu, 26 Sep 2013 12:28:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mine is under an Investment Property loan&#8230;<br />
I may just wait for this new transactional offset account to role out.&nbsp;</p>
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				<title>kirbonavich replied to the topic Robbing Peter to pay Paul?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410058-robbing-peter-to-pay-paul/#post-4695005</link>
				<pubDate>Thu, 26 Sep 2013 10:58:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>I believe so, I have a smart access account with the commonwealth bank that I believe works as an offset account.&nbsp;</p>
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				<title>kirbonavich replied to the topic Robbing Peter to pay Paul?  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410058-robbing-peter-to-pay-paul/#post-4695003</link>
				<pubDate>Thu, 26 Sep 2013 10:47:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#039;s correct Jamie.&nbsp;<br />
The property is a IP.&nbsp;<br />
Thanks for the advice.&nbsp;</p>
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				<title>kirbonavich replied to the topic Land Titles Office Charge in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410019-land-titles-office-charge/#post-4694752</link>
				<pubDate>Wed, 18 Sep 2013 10:46:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ah, thanks guys. I guess its what you learn first time around.&nbsp;</p>
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				<title>kirbonavich replied to the topic Help New to Property Investing choosing right home loan.  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409995-help-new-to-property-investing-choosing-right-home-loan/#post-4694661</link>
				<pubDate>Tue, 17 Sep 2013 12:15:37 +0000</pubDate>

				
				
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				<title>kirbonavich replied to the topic $200,000 to get started, any ideas?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4409993-200000-to-get-started-any-ideas/#post-4694641</link>
				<pubDate>Tue, 17 Sep 2013 11:54:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Don&#039;t get married again.&nbsp;</p>
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				<title>kirbonavich replied to the topic Purchasing sight unseen in the forum Don't be lazy and go and look</title>
				<link>https://www.propertyinvesting.com/topic/4409982-purchasing-sight-unseen/#post-4694581</link>
				<pubDate>Tue, 17 Sep 2013 11:52:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Don&#039;t be lazy and go and look. Property and Pest inspections are incredibly biased as most inspections offer a service of rectifying the problem, for example, you may be charged $500 to put &#039;Tallen&#039; or &#039;Rat Sack&#039; in the roof, when really, it will cost $6 for rodent poison and 30 seconds on a ladder.</p>
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				<title>kirbonavich replied to the topic Calculating Rental Yield in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4370142-calculating-rental-yield/#post-4445629</link>
				<pubDate>Fri, 06 Sep 2013 12:53:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Calculate by 52.14, not 52. The extra coinage may make a difference.&nbsp;</p>
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				<title>kirbonavich replied to the topic Feasibility Help in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4405687-feasibility-help/#post-4662467</link>
				<pubDate>Tue, 24 Jan 2012 06:27:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks very much guys, appreciate it. </p>
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