Thanks Kinnon. Yes, we’re keen to keep our deposit low, looking at 90% LVR at this stage. I had started the pre-approval process with a broker but have put the brakes on that for the moment while I give myself a little space to think over these questions.
Reverse engineering is definitely what I need to do to create some clarity but I am unsure how to calculate that? Do you have any suggestions for reading etc for this process. I am certainly a planner and like to have all my bases covered so I know this would help me get my ducks in a row so to speak.
