thanks for your comments. actually i bought <who took my money> today and find it so fascinating!

I asked the question coz at the bottom of my heart i’ve been suspecting this “managed fund” approach for sometime now. so i risked making myself “look stupid” and made the post.

but on the other hand, according to John Burley, there are different…[Read more]

Thank you so much melbear, for taking the time to read and comment on my personal situation. very much appreciated.

anyway, although quite a few issues are “personal preferences”, my 1st and 2nd questions were not:
1) is it true that if we buy a house and make repayments, the first 2 or 3 years’ repayments will be the interest part and thus we…[Read more]

thanks mate.
oz is the lucky country and i’m lucky to migrate to here. this country gives me freedom,opportunities and happiness. i love this country and i like aussies!(oz oz oz oi oi oi….)

thanks for the motivation, although originally i was trying to list my strong points and weak points and ask for some advice/help/comment on my weak…[Read more]