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Viewing 5 posts - 1 through 5 (of 5 total)
  • Profile photo of Karen.RoseKaren.Rose
    Member
    @karen.rose
    Join Date: 2004
    Post Count: 8
    December 19, 2004 - 8:13 am

    Hi,

    I have posted this in another topic but our local council doesn’t require fire rating or anything when strata-ing existing units. We are on our 3rd set.

    Have you spoken to your council?

    cheers

    Karen

    Profile photo of Karen.RoseKaren.Rose
    Member
    @karen.rose
    Join Date: 2004
    Post Count: 8
    December 16, 2004 - 11:12 pm

    Hi Robert,

    Thanks. :-) I just hate the idea of accidentally getting someone who is too green to know to do checks. Also – don’t want to run the property down, though.

    Do you know if it’s common now for councils to not require fire rating?

    cheers

    Karen

    Profile photo of Karen.RoseKaren.Rose
    Member
    @karen.rose
    Join Date: 2004
    Post Count: 8
    November 23, 2004 - 2:13 pm

    Hi guys,

    Thanks very much for the replies. I have been in contact with the Ombudsman who thinks they can help and initially referred us to the customer reponse unit who will start action on our behalf.

    Hopefully that lot will get me going.

    Last question – have you ever heard of that happening – having your LVR reduced across your existing portfolio without notice?

    Thanks again,

    Karen

    Profile photo of Karen.RoseKaren.Rose
    Member
    @karen.rose
    Join Date: 2004
    Post Count: 8
    November 22, 2004 - 5:58 am

    Hi Steven,

    Do you happen to know how to find my way up the ANZ ladder to someone who may listen to reason?[biggrin] Other than my finance manager who sends through requests I am a at a bit of a loss to find my way to anyone who is authorised to make a decision.

    Yeah – we have mentioned refinancing before to Westpac and it just doesn’t seem that the big banks care anymore. I’ll certainly have a go but I may have to actually do it when the dust settles.

    thanks

    Karen

    Profile photo of Karen.RoseKaren.Rose
    Member
    @karen.rose
    Join Date: 2004
    Post Count: 8
    November 22, 2004 - 4:29 am

    Hi Steven,

    Thanks for the reply. As you can imagine – sweating it out this week. Yep at 80 % they said -only verbal through the bank manager that we could have the equity released as it wasn’t needed as security.

    It has been written into the loan as security for Westpac – not a cash draw. I could give Westpac the cash seurity but there is no time to redo the loan.

    Can ANZ change my lending across my existing portfolio from 80 to 70 without notice? And do I have any come-back given that the Finance Manager said that this would not happen?

    Thanks again,

    Karen

Viewing 5 posts - 1 through 5 (of 5 total)