ok i put on the panties and stepped up the mark.  they refused to budge on the contract price at all and so we have sent written confirmation that we will be withdrawing from the contract due to unsatisfactory building inspection.Im a bit disappointed because this Ceduna saga had been ongoing for weeks – with research, more research … and even…[Read more]

LOL big girl panties … ill let u know how i go

see thats the thing – its already the cheapest house for sale in ceduna.  the valuation is getting done early this week so I will know exactly what its valued at then.the only cheaper house in ceduna is 40 years older and its under contract – so no longer avail.with a drop already of $30k from the original listing price of $180k (although I found…[Read more]

also – my financial planner is seeing me in another week with my completed financial plan.  he said that in it he will be putting some recommendations of which bank/financial insitution I should be dealing with for my various accounts.  the financial services company isnt linked to anywhere and isnt getting any commissions so ill be getting a u…[Read more]

thanks for your advice richard – ive sent them an email to see what is happening with that.  are they allowed to do it without my authorisation/knowledge, or is it something i sign off on?

its CUA.  we were going to threaten to move everything to someone else, but they came through anyway.  i was told that the postcode was considered high risk, so they didnt even really consider my loan.  but then when i pointed out it was low risk thats when they read through it all i reckon.  my husband and i think the whole situation wreaks of…[Read more]

just letting you know that I appealed it and two days later they came back and said that they will allow the loan    I basically told them what is happening in the area and indicated to them how low risk it is for them because I have $220k in equity on another property – and Im only wanting $150k.and they said that pending a valuation done on t…[Read more]

thanks for your comments   i am still looking every day at properties – havent made up my mind where to purchase tho.  its so difficult sometimes!!  i appreciate your comments and opinions.

and so the plot thickens

hleung wrote:
Rates may go down to 2% but not likely to 1% unless our economy really "tanks".  Even if rates did fall to 1% I don't think that mortgage rates will go down much more from our present levels.  If interest rates drop by another 1% then our mortgage rates may drop another .5% as the banks keep complaining about their high funding c…[Read more]

thats what i was thinking.  and i said to her that i would be extremely surprised if they went anywhere near that – and they were adamant that she had read it everywhere.  so i dropped the subject. 

its my husband's brother and his wife – so hubby wanted me to say something.however – i found out today that he has had his hours cut back.  he is now only working 15 hours a week!  phew if that had happened a month from now he woulda been up the creak.  i feel sorry for him though that he has only 15 hours.  that would suck majorly.at least he…[Read more]

it was referral based.  i asked everyone i could think of that is interested in financing and most people mentioned this company.  and i like the way this company is run.  I pay my annual fee (not commission based) to use their services and advice, and they dont sell their own product.  so there is no conflict of interest.they have a com…[Read more]

we went and looked but too many renos needed.  we would have looked more into it if we had more cash to burn.  but who does?one of the "units" didnt even have a lounge room.  and the kitchen was half the size of what i would be happy to live with.  who wants a 4 bedroom house with a teeny tiny 2 meter kitchen and no loungroom???  not me.  i dont…[Read more]

/me slinks into chair and looks around to see who is watching over her shoulder<br /;)” title=”>;)” class=”bbcode_smiley” />haha

both my investments are in towns that i dont live in. 

id make the plan your goal … but not the timeframe.  because u never know what will come your way. 

if anyone is looking at buying, feel free to msg me about a street and ill let u know if its a good part of town or not.  im a sincere christian woman and if someone wants my opinion i promise i wont go behind their back and try to bid on the property.  im not like that.  happy to help!

hi guys!well – u now have someone who lives in Moranbah on the forums    so u can ask me anything u want.  Ive been living here for 3 years courtesy of my husbands work and i have a decent knowledge of RE in the area.rentals are still totally crazy here and even the 40 year old houses with original kitchen and bathrooms are renting for $800+ a we…[Read more]

oh dont worry – the real estate agent was feeling it out for me and they said they would only be interested in $160k, and that isnt worth my while.  so ignore this thread!  haha