PropertyInvesting.com | jxf | Activity https://www.propertyinvesting.com/members/jxf/activity/ Activity feed for jxf. Sun, 12 Apr 2026 20:23:30 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 7188f68fe3f06e3c8ef2625bf53eb865 jxf replied to the topic First time developer, need assist in the forum Help Needed! https://www.propertyinvesting.com/topic/4402376-first-time-developer-need-assist/#post-4639267 Mon, 10 Jan 2011 04:42:49 +0000 Cheers Maurice (and also glad my question the other week helped someone else! ).

]]> bf92820420a3fa657d9bfc2c7aa79ba7 jxf replied to the topic First time developer, need assist in the forum Help Needed! https://www.propertyinvesting.com/topic/4402376-first-time-developer-need-assist/#post-4639265 Sun, 09 Jan 2011 05:56:58 +0000 Thanks for the explanation Alistair, I too am interested to understand the nuts & bolts of finance for development projects. Adding to the discussion already can you (and/or others) confirm if my understanding is correct (many thanks in advance).   With commercial finance through the banks there are two basic options: either borrowing up to 80%…[Read more]

]]> c8dc3afab74df49fa69e7b5b6a237693 jxf replied to the topic Account names when opening Bank Account for Company/Trust Investment Structure in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4402277-account-names-when-opening-bank-account-for-companytrust-investment-structure/#post-4638636 Wed, 29 Dec 2010 11:52:57 +0000 Cheers for the clarification Terry. I have also picked up my copy of "turst magic" and am re-reading it to help me. Thanks again! 

]]> 6eea6f498128154e7f8541424c2bee76 jxf replied to the topic average development profits?? in the forum Value Adding https://www.propertyinvesting.com/topic/4401669-average-development-profits/#post-4634973 Tue, 26 Oct 2010 14:50:50 +0000 I have no development experience so others may correct me here – but I think I understand your question. After talking with some commercial lenders (just from the Big 4) they need a project to show a 15 – 20% profit margin (so profit margin = profit / (total expenses)) before they will lend to it (other factors will of course affect things but…[Read more]

]]> 013987c917d231a29651d7c1376ffbcc jxf replied to the topic Overcoming Serviceability issues in the forum Finance https://www.propertyinvesting.com/topic/4401437-overcoming-serviceability-issues/#post-4633683 Fri, 08 Oct 2010 07:14:08 +0000 Do you have any credit cards, store cards, personal loans, car loans, etc that could be paid off with your $60k savings? No store cards, no personal loans, no car loans and only 1 credit card with a $1,000 limit (current balance = $0 ). I will look into a reno for one of the properties (it's an older unit and would therefore benifit as you say by…[Read more]

]]> 58d525c368486eae40688dee9612a90d jxf replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Value Adding https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/2/#post-4602516 Mon, 04 May 2009 23:19:13 +0000 Hi Mike,Very much appreciated the prompt reply and the report. It's going to help a lot :-) May your generosity return to you two fold. Thanks again, Cheers

]]> 2feff682a93002ccb05d3df9a5ddab42 jxf replied to the topic Put extra savings onto exisiting loans or keep saving towards deposit for another IP? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392840-put-extra-savings-onto-exisiting-loans-or-keep-saving-towards-deposit-for-another-ip/#post-4585465 Mon, 07 Apr 2008 22:10:02 +0000 Thx guys, I never thought about putting the cash into an offset account.! thanks again. :-)

]]> b91d624b9fbe32d573361afcc7b38c76 jxf replied to the topic Reaching Financial Freedom through IP. in the forum Thanks everyone for your https://www.propertyinvesting.com/topic/4389347-reaching-financial-freedom-through-ip/#post-4566578 Sat, 21 Apr 2007 22:17:57 +0000 Thanks everyone for your throughts, much appreciated.. jsut one comment:
duckster.. you said it would be hard to see how this would work since the property market is not booming, can you explain the senario how it works when the market is booming.

cheers
jxf

]]> b93dab00ab498142740208556c3fabf4 jxf replied to the topic Interest Only Loans in the forum Finance https://www.propertyinvesting.com/topic/4388510-interest-only-loans-16/#post-4562612 Sat, 24 Feb 2007 16:03:32 +0000 Thanks Terryw and Mortgage Hunter. Your explanations have cleared things up a lot! My main hesitation with what I understood about IO loans was the idea that after the interest was paid (in a short term say 5years) you had to pay up the lump sum of the principal. Your comment that there are loans that can be interest only for a period of time…[Read more]

]]> 8321502b9938bccf67d97d43c12e9e48 jxf replied to the topic Interest Only Loans in the forum Finance https://www.propertyinvesting.com/topic/4388510-interest-only-loans-16/#post-4562609 Fri, 23 Feb 2007 19:32:51 +0000 G’day all

I am also interested in finding out what these Interest Only loans are all about.

Simon (Mortgage Hunter) I go back to your example of your parent’s place.
So they paid interest only (hence their mortgage payments were smaller each month) and now they still owe the initial borrowed sum of $47,000. Will this sum then be paid out…[Read more]

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