Forum Replies Created
Exactly… simple and easy. If it's making the rooms cold I'm not sure if plaster acts as an insultation. I have a double red brick wall on one side of the building and it seems to be coldish down Victoria so i have planned sometime to either plaster and or insulate it with something!
Hi Helen, If you wish to unsubscribe from any posts subscribed to. The functionality can be found in My Profile > Forums > Subscriptions located in the menu bar at the top right hand side of the forum. Simply untick which thread to unsubscribe and progress to press the save button. It is not in 'My Account' and you of coarse will need to be logged in!Cheers,Jaffa
Thanks for the clear cut straight answer was convincing and going that way!
I must get one of these and develop a property analysis calculator i could use! Since my phone was smashed on the weekend it might be a good time to go onto the next level.
I never used one but what would be a cost that an iPhone be and can it be prepaid or use and existing contact from another company? I got 12 mths to run out on this sim!
Andrew, please include an advertisement to your facebook and other links in your signature. Please don't casually advertise your services in post sentences.
Quote:In the left corner… Heavy-wait Queensland Financial Institutional Structural Expert. In the right hand corner Young Couple, Battler, Trier.Seriously guys all jokes aside. We diligently learn things in this post, some are nieve and some are discussions. You don't want to run the risk of financial ruin and getting caught up with illegal ways. It's difficult getting knocked back. Start saving (right today!) and go back into that bank and kick arse.
I know VF is a strategy but you will feel so good with your own honest money walking into that bank and or finding a senceable VF way that's more acceptable.
Not to many heated discussions or i may have to delete this thread.
Lmao.
I understand for privacy when disclosing this sort of information because of how the public perceive it as sue-able on the good names of the pixels that scam these unwary. I will PM you the details if you think you can do something with it.
I've been past my time dealing with it now but i know this person is slowly hanging themselves with other dealings i have seen come to the table via other people that have approached me out of the blue to rave on about how the vary same happened to me!
I had to laugh when some travellers i would get to know along the track would take me in to the nearest Internet cafe and i would have to try explain to them that no you have not won 30 million and do not give your account details.What would a 40 unit motel in Echuca in the million dollar mark bring to the table? Interestingly seen one advertised the other month and i thought woow, i must admit have had no experience in motel management and ownership.
My uncle and aunt has bought owned and managed hotels right there way up through motels from Penshurst and Koroit Vic, to Ballarat then Meblounre then an upmarket location in Melbourne and now going on to specialise in an agentcy in Melbourne planned i heard. His son is solicitor and word has it he will be passed the conveyancing etc.
Sorry kum maybe it was the locked rates i was thinking of! Was there no effect to the current Interest rate? I mixed them up i guess!
There is a building shortage but even if that needs to build up momentum it wasn't long ago it was a skills shortage. Since that slow down there has been people loosing jobs and not as much building gong on. Whats the government going to pull out of the hat? Train chippies, sparkies, plasterers etc to be fully qualified in one year.
I put that article up but it's not my opinion it's got some interesting reading. Interest rates are already increasing and that article was based on them staying low for long periods. That's what actually needs to happen if banks were not so greedy and wanted Australia to be a better place. But there is no such thing as a fair go with banks.
My opinion is that it will be a lag year again next year from my situation i prefer that the market goes back to it's previous lag slump and agents/vendors are still VERY negotiable.
This is where your at and also go for it!
Income test:
http://www.centrelink.gov.au/internet/internet.nsf/payments/chartc.htmAsset test:
http://www.centrelink.gov.au/internet/internet.nsf/payments/chartab.htmHi wealth4life, You might find this article interesting from http://lpn.quartileresearch.com.au/index.cfm?newsletterClientid=cli712197196edoras&screen=archive&newsletterPeriodArtLinkid=npa420846500minas !
There will be a dramatic increase in housing starts over the next twelve months, according to economic forecaster and industry analyst, BIS Shrapnel.
The company predicts that a sharp increase of 21 per cent in housing starts, to 160,000, in 2009/10, will be the beginning of a four-year upturn for the sector.
BIS Shrapnel's Building in Australia, 2009 – 2024 report suggests that the strength of the upturn in construction will be dependent on the continuation of very low interest rates.
"We are forecasting interest rates will be kept low until the expansion in housing construction is great enough to offset a deep plunge in business investment, which is only just beginning to become evident," says Jason Anderson, Senior Economist, BIS Shrapnel.
"Some commentators have speculated the phasing down of first-home buyer grants over the remainder of 2009 will mark the end of the housing recovery," continues Anderson.
"We certainly expect first-home buyer numbers will subside from a record number of 200,000 during calendar year 2009 and forecast a drop of 30 per cent to 140,000 first-home buyers in calendar year 2010."
Critical to the equation, says BIS Shrapnel, is that demand from first-home buyers will be waning at the same time as business investment falls sharply. Business investment includes commercial building and engineering projects as well as equipment spending, and it currently accounts for 20 per cent of GDP.
"The decrease in business investment is expected to wipe $32 billion, or 2.8 per cent, from GDP during 2009/10," says Anderson.
"To put this decrease in context, it is equivalent to the annual value of national new housing construction."
BIS Shrapnel says the decrease in commercial building activity will be particularly sharp. The national value of commercial and industrial building commencements is expected to show a cumulative decline of 55 per cent during 2008/09 and 2009/10.
To compensate for the plunge in business investment the nation will depend on a strong and sustained recovery in residential building activity throughout 2009/10 and 2010/11. To stimulate housing demand from upgraders and investors low interest rates will need to persist for an extended period.
If this is the case, BIS Shrapnel forecasts a further nine per cent rise in building starts, to 174,500, in 2010/11.
"Standard variable housing rates are expected to remain below six per cent throughout 2010," says Anderson. "With interest rates staying very low, housing demand from upgraders and investors is expected to increase enough during the first half of 2010 to compensate for the drop-off in first-home buyers.
"However, a by-product of this is that median house prices will continue to show moderate increases of about five per cent in most cities during calendar year 2010, which is consistent with long-run growth in prices. We think the Reserve Bank will be comfortable with price growth at that level."
BIS Shrapnel says the housing construction upturn will have a wide range of effects across the states.
New South Wales is best placed to benefit from low interest rates, given the undersupply of housing is far greater in that state.
In other states, the housing upturn will be considerable, but offset by a sharp decline in commercial building. The New South Wales building sector is likely to gradually emerge as a relatively attractive location for construction workers for the first time since the Sydney Olympics boom of 2000.
Couples get a better deal, not sure what happens if you are working. You probably get a carers payment? Any positive cashflow that you receive over a cirtain threeshold, i think it's $140.00 per fortnight (income as n positive cash flow), it starts to take 20% of that out of your husbands DSP and or if he was single it takes 40% out. Look to the details on the income tests for the exact details at the centrelink.gov.au web site.
Basically work out your income from the rent and time it by 20% for anything above $140 per fortnight (check this figure!) and subtract that from his regular payments.
I think there is a threeshold for how much property you own before it starts effecting it as well. From memory i think it's around $190,000. Again check through the centrelink web site for more details!
It's the cream of the crop type purchasing and instalation of a kitchen. I did all of the above but sourced a kitchen private from a Chef and my tradie was my father helping (jack of all). Electrician connected just one wire to the back of the St George oven and plumbing to the sink by the plumber only because there was never any plumbing pipes there proviously. If there is you may be able to reconnect the sink to them easy yourself.
You could measure the difference and pay the difference between there next normal bill. If there is such a thing as normal.
Those fugures don't look right to me on first glimpse.
I would be doing something a little more accurate with three senarios, best, worst and median and more margin, details etc.Oh good. I'm not as concerned about it fading out now!
It's one i haven't used but thought i would in the next year or so!
It's advertising here on the forum that most, not everyone… mainly newbies that don't know that it is not permitted. Specifically what you have referred to opens a can of worms as well.
Particularly the old solicitors who have knowledge of doing them when they we're popular post war days.
