Hi terry a family trust under a company 

Thanks for that totally agree with you
We have actually just oraganised a few of your points
A few days ago!!
Wish us luck cheers

I have spent the last few days preparing an exit strategy, basically it is a spread sheet that states for every 10K hit we take on the sale, how will our lifestyle change or be effected.It is a spread sheet that ranges from a 10K hit to worst case scenario of 170K. My current PPOR loan is 90K and we have a bit of savings in place. So if our loan went up from 90K to 260K my cash flow position will only change slightly Why?  I bought my PPOR three years ago for 280K + stamp duty and my home loan was about 270K, I was  on a lower wage, less experienced in business and less educated on making money.Know, earning a higher wage, no other liabilities, my wife is on a good income as well, and most importantly we are more educated on how to make money. Know it is great that we have a exit strategy but what if the business does not sell then what? Rather than hoping on a sale (in this climate it might take time) I have also planned a list on what changes we can do to the business to increase revenue and decrease cost. I have identified that our shop space is to big vs the amount of income it is producing, so I spoke to the landlord and we may look at splitting the shop into two lots,This means our rent could drop between 50% to 60%.  Will see what happens within a couple of weeks but i am not going to end up bankrupt stuff that i will fight these conditions

All goods points, investing one size does not fit all!!

A quote i will always remember is this, sunshine down and sunshine up, its what we do to get back on track,

With the new listed price we should sell pretty quickly.

and then its time build up again cant wait

We own a lotto store and news agency, thanks but don’t be sorry at all, it’s bit bad news but it’s how we recover and move forward that counts. The positive side of the fence is that i think big!!