Thanks so much everyone for your quick and very helpful advice! This has defiantly made me aware of the options I have.

@jpcashflow – I applied directly to bankwest.

It helps to know that some banks mentioned above also manually assess applications (taking into account the individuals cashflow and serviceability ect) as the property I am…[Read more]

Freckle, agree with you. I work a lot in China. Things are starting going from unpredictably bumpy to consistently negative. Many small/mid size companies doing it hard, while BIG guys are still flat out busy (talking about two speed economy).
Unless world consumption grow next 12 months, China will slow down to another level of gearing – not…[Read more]