Total Members: 158,965

Jpcashflow

  • Jpcashflow replied to the topic Question for everyone. What would you do with 125k? in the forum Help Needed! 10 years, 2 months ago

    Hi Allister,

    I think the question is what do you want to achieve for your self and work it out from there:

  • Jpcashflow replied to the topic What prices do developers pay? in the forum Help Needed! 10 years, 2 months ago

    Hey Benny,

    I think this is a really good topic.. I am no expert but my business partner and I just purchased our first ever multi unit site.
    We were looking for at least two months before we made our first purchase:

    I thought it might be a good idea to provide you with some points on why we bought this property and not others, I am sure there…[Read more]

  • Jpcashflow replied to the topic Wallan or Kilmore, Vic in the forum Help Needed! 10 years, 2 months ago

    Hi Margot,

    A few clients of mine live in wallan
    I thought I would ask them some questions for you…
    1) insurance premiums are flying through the roof.
    2) council rates have been increasing

    But in saying that the demand in the area for both rental and purchase is going strong.

    If you need anything please let me know

  • Jpcashflow replied to the topic Purchase IP or stick to fliping in the forum Help Needed! 10 years, 2 months ago

    Hi Stefan

    It all depends on a few factors and by the way good question.

    Setting up your portfolio to meet your goals is essential.

    Have you talked to your broker yet about what you want to achieve?

  • Jpcashflow replied to the topic Credit History slowing me down in the forum Help Needed! 10 years, 3 months ago

    Hi Tomo,

    You might be doing more damage then good, applying with a different lender again.
    I strongly recommended getting in touch with a mortgage broker you fill comfortable with and don’t waste time or damage your credit score more by hitting banks.

    Jacm has pointed out some very god points…..

  • Jpcashflow replied to the topic Credit History slowing me down in the forum Help Needed! 10 years, 3 months ago

    Agree with Jamie, reduce your lvr and you might have a few options.

    Did you deal directly with a bank or your mortgage broker in this case?

  • Jpcashflow replied to the topic Equity transfer in the forum Help Needed! 10 years, 3 months ago

    Hi Matt,

    Firstly: Depending on how your IP is set up, you may want to look at shifting the loan to interest only.
    I think its essential you look at the right structure not just from a taxation point of view but also from a loan point of view.

    More then happy to help if needed :)….

  • Jpcashflow replied to the topic Wasting Time in the forum Finance 10 years, 3 months ago

    Great question yulie,

    I think that any person has the right to ask any question at anytime.

    Our business is not about making a quick sale its about being each other business partner

  • Jpcashflow replied to the topic Invest in Ballarat (Melbourne) in the forum Help Needed! 10 years, 3 months ago

    Hi jay
    With the offer have you received s counter offer?

    That way you will get a fill on what the vendors want.

  • Jpcashflow replied to the topic Invest in Ballarat (Melbourne) in the forum Help Needed! 10 years, 3 months ago

    I think ballarat is a good area to invest in.
    Listing of good properties have dried up a bit, but just keep your eye out.

    Cheers

  • Jpcashflow replied to the topic Derek Gehl – Internet Income Accelerator in the forum Creative Investing 10 years, 3 months ago

    Hey
    I have heard of a few people who have this program or attended the seminar
    To be honest in my optionin

    Any venture takes time to grow and allot of planning needs to take place

    If your looking to make extra cash ask your self this:
    1) how much time do you have
    2) there has to be something more to drive you apart from the extra money…[Read more]

  • Jpcashflow replied to the topic Need bigger place to live in. What to do with my PPOR? in the forum Help Needed! 10 years, 3 months ago

    Not a bad idea at all….

    I sold a ppor of mine and I coukd never look back. The prices have crept up but in return I paid no tax I have pretty much paud off the house im in

  • Jpcashflow replied to the topic 20% deposits 80% LVR in the forum Finance 10 years, 3 months ago

    I have to agree with jamie on this one
    Settup and maintenance fees might out the benefits.

    There are also pros and cons to both

  • Hi
    What state are you in?
    Maybe a good idea to talk to a builder
    Renting the house out while another is being built maybe a bit tricky

  • Jpcashflow replied to the topic 20% deposits 80% LVR in the forum Finance 10 years, 3 months ago

    Hi Tom 123.

    Really good Question…

    Like anything there is always pros and cons… and it also comes down to what you are comfortable with.

    For me personally, I only like to borrow up to 80%… at a time..

    Give you a bit of room if things get tight out there.

    What area are you looking at buying in?

  • Jpcashflow replied to the topic mortgage broker in Melbourne in the forum Help Needed! 10 years, 4 months ago

    Hi Dan 85,

    You are more then welcome to give me a buzz… I am more than happy to assist….

  • Jpcashflow‘s profile was updated 10 years, 4 months ago

  • Interesting but have a think of this…

    This is already happening know but if you look at demographics there also changing.

    More and more people are moving out into a home by them selves.

    But in all essence, investing is never easy and only a few handful make real money!!!

    I bought a i settled on a property which was bought way under market value.

  • Rates are not everything!!!

    Especially with a tight dead line in place

  • Fantastic the two areas you are looking at are fantastic.

    There is some good material on this forum… I have done a couple if these projects in the past.

    The way I made some coin was by buying the property under market value.

    The renovations helped me attract more buyers but still money was made from buying undervale.

    if you want to have a…[Read more]

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Jpcashflow

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