Hi,I am thinking of doing a financial planning diploma at TAFE and wanted to know what specify areas they cover.Does it cover investment products such as shares,options etc and SMSF ?Thank you.
Thanks for the response Terry.Could the answer be d) as a portion of the mortgage payment would be included as a business expense as he is using a portion of his house as a home office ?
Hi Craig,Home loan Ltd is a mortgage manager and the wholesale non bank lender is Challenger. Challenger is very active non bank lender in the market at the moment and they have been in the past reducing their rates similar to the banks based on the Reserve bank rate reduction decisions.Challenger have however removed their non-genuine savings…[Read more]
Thank you for the response.Another question if you are using a personal asset partially for your business such as a car and you have a personal loan against this asset. Would you only include only half the debt/expenses incurred in operating the business in the financial statements ?
Loan amount is around $300K to refinance investment loan.LVR between 60% to 80%ABN more then 2 yrs registered.No GST registration.Location of security category one sydney metro location. Not high density security.Please advise which lenders would consider looking at the loan ?Thank you
The property investing textbooks will tell you property prices usually double every 7-10 years. However considering the property market at the moment, I agree with the negative growth previously stated.
Non-bank lenders that haven’t passed on the interest rate falls are under public scrutiny, particularly GE Money. Yes Home Loans Managing Director Lee Boueri explains the situation to John Stanley on 2UE:http://www.2ue.com.au/displayPopUpPlayerAction.action?&url=http://media.mytalk.com.au/2UE/audio/211008leeboueri.wma
HiSettled between 1 to 2 years ago you maybe entitled to a 20% LMI refund if your loan is mortgage insured with Genworth.However if you are mortgage insured with PMI you will not obtain a LMI refund as your loan settled more than 1 year ago.
Joseph12 replied to the topic If you are not working, how do you obtain finance from lenders? in the forum Finance 13 years, 8 months ago
You would be classified as a full time investor by the lender .
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