https://www.propertyinvesting.com/members/joseph1/activity/ Activity feed for Joseph1. Wed, 15 Apr 2026 05:42:24 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 0bda66325625fd680aa97d0a1bf10de7 https://www.propertyinvesting.com/topic/4391207-property-developers/#post-4576162 Mon, 22 Oct 2007 21:19:57 +0000 Thank you Richard.

]]> d5f6e91699edffe943ff6b5f02529490 https://www.propertyinvesting.com/topic/4391207-property-developers/#post-4576160 Mon, 22 Oct 2007 12:31:01 +0000 Might the mortgage insurers decline a application with the applicant being a property developer as his income from the sale of properties is based on speculation and as a result they may lose money on the sale of properties if their is a market downturn ?Please advise.Thank you.

]]> 9475aad54a1aadee54bd969c05ff4d85 https://www.propertyinvesting.com/topic/4391207-property-developers/#post-4576158 Mon, 22 Oct 2007 05:03:57 +0000 How would mortgage insurers view applicants if they were working in the property development field ?

]]> 5dc75ba294449a22045d1aac197896bd https://www.propertyinvesting.com/topic/4391033-io-loans-and-loc-loans/#post-4575339 Mon, 15 Oct 2007 01:02:14 +0000 Thanks Terry.So its correct to say for a interest only loan you could redraw up to the original loan amount as the balance does not change since your only paying the interest charged and  for principal and interest loans you could redraw up to the scheduled balance which reduces as you are paying some of the principal. In this way it works like a…[Read more]

]]> 9b06f055920e7296d0a8c5b0643f02ea https://www.propertyinvesting.com/topic/4390995-stamp-duties-on-refinance/#post-4575118 Tue, 02 Oct 2007 04:13:58 +0000 You would need to provide to the solicitor organising the current mortgage documents on the current refinance loan the loan agreement from the original loan in order to pay the stamp duty only on the increase.

]]> 4ac65acd90909f08baff55a7b2d2ec94 https://www.propertyinvesting.com/topic/4390968-negative-gearing-and-trust-structures/#post-4574924 Fri, 28 Sep 2007 22:39:47 +0000 Please advise how you would go about borrowing money to buy unit trusts ?Is it just through a personal loan or if you get a loan secured against a property for say future investments.

]]> c5d87d7382c2288b8b0268e591064367 https://www.propertyinvesting.com/topic/4390968-negative-gearing-and-trust-structures/#post-4574922 Fri, 28 Sep 2007 12:43:47 +0000 Just reading the book 'How to Legally Reduce Your Tax' by Tony Melvin and Ed Chan and they advise in their book nobody owns a trust – it is controlled, not owned. Does this mean you can't own part of a trust ?Please advise ? Thank you.

]]> 128de42cdb81e0203c6452a49dad1afa https://www.propertyinvesting.com/topic/4390849-buying-out-my-ex-husband/#post-4574378 Fri, 28 Sep 2007 06:34:59 +0000 Alternatively you might be able to do a loan advance to say cover the stamp duty on the transfer and have the title transferred into the sole name at the same time at settlement. Please check with your current lender.

]]> 243076afe808e39856b86218ddfc6c28 https://www.propertyinvesting.com/topic/4390754-loan-structures-4/#post-4573984 Fri, 28 Sep 2007 06:11:02 +0000 Please advise why people would choose to pay interest only for owner occupied loans if they are not tax deductable ?Thank you.

]]> 3bb98a0b481ab763f303854b3288a85b https://www.propertyinvesting.com/topic/4390754-loan-structures-4/#post-4573982 Fri, 28 Sep 2007 05:00:02 +0000 Interest only repayments are usually for investment property loans so the interest paid is tax deductible against their personal income.

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