https://www.propertyinvesting.com/members/john_preacher/activity/ Activity feed for john_preacher. Sun, 12 Apr 2026 21:55:46 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 c3403e47968e9f771e20c3748d3fdf05 https://www.propertyinvesting.com/topic/4385451-valuations-4/#post-4547260 Tue, 23 May 2006 22:31:09 +0000 How often does your bank do valuations on residential properties? Once or twice a year?

]]> f59c593ec36e2ca0aa6d690acb75ff97 https://www.propertyinvesting.com/topic/4385217-accountant-fees-2/#post-4546230 Wed, 26 Apr 2006 06:16:39 +0000 Thanks again.

]]> 28c407c4df4c31428af62a480ba2b7c6 https://www.propertyinvesting.com/topic/4385217-accountant-fees-2/#post-4546227 Wed, 26 Apr 2006 04:18:53 +0000 What percentage? Can you claim the entire amount the following year?

]]> d609d5ca8f8ac8aca0f462b46f6472c3 https://www.propertyinvesting.com/topic/4385217-accountant-fees-2/#post-4546226 Wed, 26 Apr 2006 04:17:34 +0000 Thanks Terry.

]]> 0181f1ef308832a63f7305ed4639c4e1 https://www.propertyinvesting.com/topic/4385161-written-vals/#post-4545870 Wed, 26 Apr 2006 00:32:09 +0000 Sorry for the delay. It’s not so much St George, it’s wondering which banks actually do. To me a written Val is a written gaurantee that the bank wont stuff you around when it’s time to re-invest into another IP.
I was asking about ST George because someone told me that they do written VALs.

]]> 859d7d7ffa1b042f67b849c1fa144323 https://www.propertyinvesting.com/topic/4385029-looking-for-structure-advise/#post-4545172 Mon, 10 Apr 2006 05:53:50 +0000 Thanks guys, I think I’ve just made a decision and found someone that can help.

]]> b0e02a1d62fca28758f32c6f40f62676 https://www.propertyinvesting.com/topic/4384957-real-experience-with-custodian-wealth-builders/#post-4544709 Wed, 05 Apr 2006 22:39:11 +0000 Are you saying that the 3% they charge and the cost of the property was too much to pay?

]]> 469058791bc7cae4947e0f0b1f38f3b4 https://www.propertyinvesting.com/topic/4384967-westpac-and-defence-force-housing/page/2/#post-4544787 Wed, 05 Apr 2006 01:14:15 +0000 Maybe if they kicked to soldiers out, flattened and redeveloped it I might consider, but problem as it stands is the poor capital growth.

]]> 80cd2c26b90561b6e93621a0fcdd66b0 https://www.propertyinvesting.com/topic/4384674-interest-or-interest-and-principal/#post-4543385 Wed, 29 Mar 2006 23:00:13 +0000 That is correct Derek.
When people talk about “drawing on the equity” of the property they’re actually refinancing on the back of the CG of the property. In reality they’re taking out another loan to live off. But that’s another debt isn’t it?

]]> e9cb63e5f0149b45f5d7d5e6a4c1cb1c https://www.propertyinvesting.com/topic/4384674-interest-or-interest-and-principal/#post-4543382 Wed, 29 Mar 2006 05:46:24 +0000 Thank you all.
Much appreciated !

]]> d9e3c46917c14f6ee3fa0b9e8dcb18e5 https://www.propertyinvesting.com/topic/4384674-interest-or-interest-and-principal/#post-4543378 Wed, 29 Mar 2006 03:54:01 +0000 Thanks for baring with me. This is new to me.
If you rely on drawing from the equity of your house in the years of your retirement then that house must still have a loan tied to it. Is this correct? Because it’s the bank that will be giving you that money.
If your in the stage of paying off your loans and then you haven’t any loans left where does…[Read more]

]]> 1226bee23bcb40528901776ec71b2e56 https://www.propertyinvesting.com/topic/4384674-interest-or-interest-and-principal/#post-4543376 Wed, 29 Mar 2006 03:04:10 +0000 Thanks for your input. I appreciate it.
The time range I was thinking of was from 7-15 yrs I suppose. I mean what’s the longest a bank will allow a loan to on for?
I was told to keep renewing your IO loan but I’m sure that wont go on for ever. And if your thinking on retiring on the equity of those properties what happens when the loan is no…[Read more]

]]> 6b83995aa573404296c669550da8eb29 https://www.propertyinvesting.com/topic/4384674-interest-or-interest-and-principal/#post-4543374 Wed, 29 Mar 2006 00:17:30 +0000 Just on the topic of IO loans. I understand the tax benefits of this type of loan but what happens when you get to the point in your life where you want to retire off the equity in your portfolio where the bank says it’s time to pay off the loan. Do you sell 2 of your 10 property portfolio to pay off the rest?
And if the loans are all gone now and…[Read more]

]]>