PropertyInvesting.com | JennyNowakowski | Activity https://www.propertyinvesting.com/members/jennynowakowski/activity/ Activity feed for JennyNowakowski. Wed, 15 Apr 2026 00:34:48 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 ecbcfc94ecc45010109a7c53cbe932cc JennyNowakowski replied to the topic 5% deposit + FHOG = none of my money in a wrap? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4364693-5-deposit-fhog-none-of-my-money-in-a-wrap/#post-4411092 Sun, 28 Jul 2002 05:55:19 +0000 Hi Fergus,

yes I had forgotten about stamp duty! But isn’t there a stamp duty scheme for first home buyers so they don’t pay it? Because I would have applied for it except my property was an investment one and it was only for first home buyers living in the property, like the FHOG.

Jenny

]]> d5fdae47ccf51bf36f9644434790caac JennyNowakowski replied to the topic 5% deposit + FHOG = none of my money in a wrap? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4364693-5-deposit-fhog-none-of-my-money-in-a-wrap/#post-4411090 Sat, 27 Jul 2002 05:15:16 +0000 thanks for your reply Fergus.

I would like to do it on the cheaper properties but I live in Sydney!

You mentioned 10% buying costs of $14k for a 140k property, that seems a lot? I bought a villa in Coffs Harbour last year and I didn’t have 8k buying costs.

I thought approx 2k for conveyancing, reports, etc, 1k for bank fees etc and 1-2k for…[Read more]

]]> 35dfc447e158b0df57f5a6ec99699230 JennyNowakowski replied to the topic I've hit a brick wall with financing... in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4364690-ive-hit-a-brick-wall-with-financing/#post-4411084 Thu, 25 Jul 2002 07:52:36 +0000 Yes, that’s what I was thinking and one of the reasons I’m going to the Sydney one!

Jenny

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