PropertyInvesting.com | jamfc | Activity https://www.propertyinvesting.com/members/jamfc/activity/ Activity feed for jamfc. Wed, 15 Apr 2026 00:34:48 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 38984c67645d8382718d7f34b56d7350 jamfc replied to the topic Interest Only Loan + Offset Account Clarification in the forum Finance https://www.propertyinvesting.com/topic/4406895-interest-only-loan-offset-account-clarification/#post-4672092 Wed, 20 Jun 2012 11:44:40 +0000 My monthly statement for I/O loan shows how much interest you need to pay and how much you have saved by having the offset account, it's great to see how much you're saving each month!

]]> 820b6b5b2ed2009628001b0231fede76 jamfc replied to the topic What kind of paint? in the forum Value Adding https://www.propertyinvesting.com/topic/4406875-what-kind-of-paint/#post-4671993 Mon, 18 Jun 2012 11:51:09 +0000 Thanks, everyone for your replies, you've given me hope!Tracey, that wall looks good.

]]> 01b72e84d370031f0c796e314ce42fbd jamfc replied to the topic What kind of paint? in the forum Value Adding https://www.propertyinvesting.com/topic/4406875-what-kind-of-paint/#post-4671988 Sat, 16 Jun 2012 23:55:02 +0000 Thanks JacM, yes, they are a horrible veneer – will ask at the paint shop.

]]> 37600ba797d6faf70bd3550e08321799 jamfc replied to the topic Queensland Stamp Duty Concessions? in the forum Help Needed! https://www.propertyinvesting.com/topic/4406497-queensland-stamp-duty-concessions/#post-4669053 Mon, 07 May 2012 23:55:29 +0000 HBay wrote:
I need the same advice, although I am buying an investment property.  My settlement in currently 25 June, however will the stamp duty decrease for me if I settle after 1 July. any help will be appreciated.  As I read it, it is for owner occupied only.

 Owner occupied only. I think it's based on contract date, not settlement date.

]]> 2eeb5b1f59fcbaffaa46fd8bc18deba7 jamfc replied to the topic Queensland Stamp Duty Concessions? in the forum Help Needed! https://www.propertyinvesting.com/topic/4406497-queensland-stamp-duty-concessions/#post-4669048 Fri, 04 May 2012 09:08:22 +0000 I'm not sure, I was looking into the same thing myself today – hopefully someone will come along with an answer soon.

]]> a24ccfd237156842805ba4100d7a39c4 jamfc replied to the topic Income Tax Withholding Variation in the forum Finance https://www.propertyinvesting.com/topic/4406405-income-tax-withholding-variation/#post-4668221 Wed, 25 Apr 2012 09:46:46 +0000 NM7 wrote:
What happens if one overestimates expenses & underestimates the income to the point that they end up with a tax bill? Do you get penalised for the incorrect estimates?

This happened to us last year, got a payrise but didn't update with the ATO, there was no penalty, we just had to pay the tax bill which was a couple of hundred…[Read more]

]]> 38f87affff83dc990ddeae8529ea5777 jamfc replied to the topic Mortgage Brokers in Queensland in the forum Help Needed! https://www.propertyinvesting.com/topic/4406429-mortgage-brokers-in-queensland/#post-4668339 Wed, 25 Apr 2012 09:41:54 +0000 Another vote for Richard

]]> 36dfdcb06291c14194b528b14df5006f jamfc replied to the topic Income Tax Withholding Variation in the forum Finance https://www.propertyinvesting.com/topic/4406405-income-tax-withholding-variation/#post-4668214 Mon, 23 Apr 2012 11:10:18 +0000 I do mine myself online, it's easy and free, you don't need an accountant to do it.HTH

]]> dffe921877c3dfbd44ecf8bc52b44f13 jamfc replied to the topic Interesting lender news - St George fixed rates dropped to 5.99% in the forum Finance https://www.propertyinvesting.com/topic/4406309-interesting-lender-news-st-george-fixed-rates-dropped-to-5-99/#post-4667454 Sun, 15 Apr 2012 04:15:43 +0000 Qlds007 wrote:
AMP were out to 19 working days to look at a deal until recently and even though they ended their 5.99% 3 year fixed rate are still at 9 working days. With a 14 day finance period you have no chance of getting the deal approved within the time frame even assuming everything was ok.

What would be a good finance period to put into…[Read more]

]]> bafa00b6143401a781ce77f5b1554050 jamfc replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663295 Tue, 14 Feb 2012 12:42:42 +0000 Lefty wrote:
Hi Amanda I use regional insurance brokers who use vero policy (sister company of suncorp). You wil find you will get the same cover with vero as you will with suncorp, but half the price. You will expect to pay higher insurance if you are in flood area( higher risk equals higher fee) Make sure you read through the policy terms…[Read more]

]]> b961938994b0d80bf3702d0145d4e7b3 jamfc replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663293 Tue, 14 Feb 2012 12:40:53 +0000 camjanice wrote:
Yes, very happy with mine, new property completed in December with great corporate tenant, 12% gross yield in furnished house.

That's good!

]]> e90fb8355b612fd5906fdcc340f55beb jamfc replied to the topic Ingham Chickens in the forum General Property https://www.propertyinvesting.com/topic/4387838-ingham-chickens/#post-4559493 Mon, 13 Feb 2012 10:40:10 +0000 The rates are expensive….

]]> b6ffe8b592cf1ff016e8846a733f5b51 jamfc replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663289 Sat, 11 Feb 2012 10:38:26 +0000 Thanks camjanice & wakebrownb – good to hear. Are you happy with your IPs?

]]> 20db66c9de852c0bcf7b555e309d55b3 jamfc replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663286 Wed, 08 Feb 2012 21:19:47 +0000 camjanice wrote:
We use Suncorp in emerald, only jsut recently insured there and they do cover flood.  I think Westpac was the only other one who will insure in Emerald. 

Thanks. Were they reasonable in cost – I know 'reasonable' is very subjective!

]]> db9a1b13ac86b9ebb3056b2fb9afb1ea jamfc replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663284 Wed, 08 Feb 2012 08:43:03 +0000 Portfolio PI wrote:

amandaj wrote:
HiJust looking into Emerald and doing some costings etc. For those who have IPs in Emerald, who do you use for your landlord insurance?Suncorp wont provide insurance based on the postcode (due to flood risk I guess), and NRMA gave a quote of over $3000 pa – obviously this would vary based on size of house,…[Read more]

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