PropertyInvesting.com | Jadlak | Activity https://www.propertyinvesting.com/members/jadlak/activity/ Activity feed for Jadlak. Wed, 15 Apr 2026 22:46:24 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 2c8868604339f67e91902a0f33ed6f40 Jadlak replied to the topic Re-finance time perhaps? in the forum Finance https://www.propertyinvesting.com/topic/4396796-re-finance-time-perhaps/#post-4606777 Fri, 24 Jul 2009 11:26:14 +0000 Both properties have risen something like $100k since we bought them.

]]> d72612ea9050927a65dfa111c819e605 Jadlak replied to the topic Re-finance time perhaps? in the forum Finance https://www.propertyinvesting.com/topic/4396796-re-finance-time-perhaps/#post-4606775 Fri, 24 Jul 2009 11:06:39 +0000 Hi Richard, thanks for joining in :)

So if I sell to a Unit Trust or a Discretionary Trust (cause I was thinking that might be step 2 as I have 2 kids and a stay at home wife) then I get slugged for capital gains? Ouch… surely that’s gonna be more hassle than it is worth. And I thought if I bought hers, and she mine… again capital gains.

The…[Read more]

]]> 215533c495dbc22d5caa6d67ef93510f Jadlak replied to the topic Re-finance time perhaps? in the forum Finance https://www.propertyinvesting.com/topic/4396796-re-finance-time-perhaps/#post-4606773 Fri, 24 Jul 2009 08:57:03 +0000 Terryw wrote:
What is the purpose the funds were used for? If the husband lend the wife money to pay down the investment loan, then this is just refinancing debt – so should be deductible, but his net result is the same. If any of the excess funds are used on the PPOR loan then the purpose is private and the interest on this portion won't be…[Read more]

]]> 9329dced32c3c5b88fddaa0d05832147 Jadlak replied to the topic STUCK- help needed-between a rock and a hard place.......BANK LOAN in the forum Finance https://www.propertyinvesting.com/topic/4396800-stuck-help-needed-between-a-rock-and-a-hard-place-bank-loan/#post-4606799 Fri, 24 Jul 2009 06:14:06 +0000 Refinancing both your mortgages should yeild:80% of Land(0.8*165k) = $132k which should give you an additional $39k 80% of PPOR(0.8*350k) = $280k which should give you an additional $30kProviding you can finance the additional $69k of debt. Can't see much more than that floating about from those assets though… You could mortgage further than 80%…[Read more]

]]> 47bb049a7041151f65831ec8acb84bb3 Jadlak replied to the topic Re-finance time perhaps? in the forum Finance https://www.propertyinvesting.com/topic/4396796-re-finance-time-perhaps/#post-4606769 Fri, 24 Jul 2009 05:09:05 +0000 Dan42 wrote:
I think you would have a hard time explaining to the ATO why your interest bill was $12,000 one year and $20,000 the next.

maybe not: "Because I re-financed the property to pay down my wife's investment property that she is not able to sustain due to her not working presently"or something along those lines.

]]> 6bc5a20d2b2c6a7e0ee7217f10f56c82 Jadlak replied to the topic Re-finance time perhaps? in the forum Finance https://www.propertyinvesting.com/topic/4396796-re-finance-time-perhaps/#post-4606765 Fri, 24 Jul 2009 01:56:55 +0000 Thanks for your response Dan & Trent@DanHow come I can't use LOC for re-financing? I thought a refinance was basically pay out old loan and get a new one. In which case I could use a LOC for 20% and an IO mortgage for the remaining 80% – thus giving me maximum negative gearing on the property.Also I thought that if I used the gained funds to pop…[Read more]

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