Total Members: 158,200

itsamoorey

  • itsamoorey replied to the topic Who wants a + cashflow property? in the forum General Property 20 years, 3 months ago

    Hi guys,

    if your seriously concerned about your health and

    the health of your friends etc etc then have a

    look at http://www.bodyforlife.com it will change your

    life!

    merry xmas and happy new year!!

    itsamoorey

  • itsamoorey replied to the topic FHOG, Tax deductions & PPOR in the forum General Property 20 years, 3 months ago

    With inflation it might be twelve or thirteen years until that 30c is enough to buy a cup of coffee.
    What are we talking here? flat white? latte??
    itsamoorey
    [|)]

  • itsamoorey replied to the topic Virtual property investing in the forum General Property 20 years, 3 months ago

    Hi guys,

    Thanks for all your input, it’s refreshing to hear

    of people who have done the same investing. It

    doesn’t seem like such a challenge then.

    Have a great weekend.

    itsamoorey[|)]

  • itsamoorey replied to the topic Loans, Interest only? in the forum General Property 20 years, 4 months ago

    Thanks Simon,

    currently reading through ‘your mortgage’

    magazine, trying to learn more and more everyday.

    I’ll be in touch when it’s time to invest… I’ll

    probably just do the one as it’s my first then

    i’ll venture out and purchase the second. I think

    that i definately have to plan a lot more… I’ll

    probably wait until Feb then start the…[Read more]

  • itsamoorey replied to the topic Virtual property investing in the forum General Property 20 years, 4 months ago

    Thanks s i s,

    Did you have any major problems in regards to

    paperwork or was there anything that frustrated

    you in relation to the purchase? I’m going to buy

    my first two IP’s during the next few months. The

    main reason that i can’t be present at the sale is

    due to the remoteness of my work.

    Thanks for your advice.

    itsamoorey[|)]

  • itsamoorey replied to the topic Virtual property investing in the forum General Property 20 years, 4 months ago

    Yeah,

    I’m hearing you. With work commitments etc etc

    it’s an easy way for me to aquire, as long as I

    have family in the location who can do the

    physical inspection for me. I also have a good

    friend who’s a real estate agent. I trust totally

    trust him (i know… real estate agent and trust?)

    So, I guess this might become my niche in…[Read more]

  • itsamoorey replied to the topic Loans, Interest only? in the forum General Property 20 years, 4 months ago

    Hey guys,

    Thanks.

    Simon, thanks for the answer to the io p&i

    question. p&i would probably make sense I guess,

    especially as i’m looking to retain the majority

    of my properties, in a boom market it would

    probably be easy to sell the odd property here

    and there to finance other acquistions but…

    do you really want to have to sell pos…[Read more]

  • itsamoorey replied to the topic Loans, Interest only? in the forum General Property 20 years, 4 months ago

    Simon,

    Thanks for that, i’ve been researching both io and

    p&i. I’m not too sure which way i’ll go at the

    moment, are the repayments vastly cheaper if i go

    the io option? One question I have and i’ll

    probably post it later (after a few quiet, much

    deserved holiday beers) is:

    After purchasing the first investment property,

    how do single…[Read more]

  • itsamoorey replied to the topic Virtual property investing in the forum General Property 20 years, 4 months ago

    Hi guys,

    Thanks for your input. I’ll definately do the

    research before purchasing (doing it now). I was

    hoping to hear some accounts from people who had

    purchased interstate without physically sighting

    the property.

    Have fun,
    itsamoorey[|)]

  • itsamoorey replied to the topic Loans, Interest only? in the forum General Property 20 years, 4 months ago

    Thanks Simon,

    I’ll keep that in mind. May also use you as my

    mortgage hunter too, will see how things go.

    By the way, what are you paid compared to the big

    four banks?

    [:D]

    Thanks again and have a good xmas break.

  • itsamoorey replied to the topic To pay off Home Loan, or splurge for a change? in the forum Hotch Potch 20 years, 4 months ago

    Lozza,

    I agree with everyone, you need to treat yourself occasionally.
    The main problem you might face happened to my mother.
    She was about 25k from paying off her home loan and decided to go overseas for four weeks.
    She paid off her overseas trip then went again about every six months.
    Five years later and she’s almost paid off her home loan…[Read more]

  • itsamoorey replied to the topic Loans, Interest only? in the forum General Property 20 years, 4 months ago

    My bad,

    I meant interest only.

    Thanks for your replies, I’m still a little unsure so i’ll think about it. I have been told in the past that the majority of mortgage advisers are paid spinoffs for recommending certain bank loans.

    If this is the case how do you find a mortgage broker who is unbiased and more importantly honest?

    Thanks for your…[Read more]

itsamoorey

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