APRA has introduced a new limit on high debt-to-income home loans that takes effect from 1 February 2026. The policy restricts authorised deposit-taking institutions (banks and similar lenders) so that no more than 20 per cent of new mortgage lending can be to borrowers with a debt-to-income ratio of six times income or more. This 20 per cent…[Read more]

Australian property prices are climbing again, and this time the battleground isn’t just the auctions. Banks are going head-to-head in a high-stakes fight for borrowers, dangling cash incentives, sharper rates, and flexible loan products to win your signature. But while the offers sound enticing, the real question is: who actually comes out on t…[Read more]

Australian property prices are climbing again, and this time the battleground isn’t just the auctions. Banks are going head-to-head in a high-stakes fight for borrowers, dangling cash incentives, sharper rates, and flexible loan products to win your signature. But while the offers sound enticing, the real question is: who actually comes out on t…[Read more]