https://www.propertyinvesting.com/members/investor-sponge/activity/ Activity feed for investor-sponge. Mon, 13 Apr 2026 05:25:16 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d33132c2c2423137236fa5d6a3e9b076 https://www.propertyinvesting.com/topic/4396625-have-we-made-a-mess-of-our-loan-structure/#post-4605978 Tue, 07 Jul 2009 03:58:04 +0000 Wow thanks so much to all for the help, this is why I really value this forum.Looks like our hands are tied for the time being until the fixed term of our PPOR is finished. Again thanks for all the responses.

]]> 43710f83c6f1cef00ce195f6bb2c6598 https://www.propertyinvesting.com/topic/4393747-what-would-you-do-22/#post-4590382 Fri, 18 Jul 2008 00:34:30 +0000 Hi Tony B and Stargazer,Thanks for your reply, I do appreciate your point of view, and I need someone to say it as it is and pull me back to the real world, and I think I chose a bad time to want to get into the IP market.Having said that I do however feel that by just hanging around and putting my money into a savings account is not really taking…[Read more]

]]> 3fb20d8d965605a7e79f0db64ae395c0 https://www.propertyinvesting.com/topic/4393747-what-would-you-do-22/#post-4590379 Thu, 17 Jul 2008 02:58:35 +0000 Yup, I understand now. Thanks again Richard, really appreciate your help!Cheers,

]]> 11954ec764f41250e9fca004590e49aa https://www.propertyinvesting.com/topic/4393747-what-would-you-do-22/#post-4590377 Wed, 16 Jul 2008 07:08:04 +0000 Thanks again Richard,Your responses are very helpful, I will keep researching furthur into this in order to see what sort of path we would like to take with our new loan. We are currently not with Westpac, but we just went into a westpac to ask about what our options are!Cheers. 

]]> 633ae7e46437759a49112aa3ba5b07cb https://www.propertyinvesting.com/topic/4393747-what-would-you-do-22/#post-4590374 Tue, 15 Jul 2008 11:21:27 +0000 Wow…really??? I was not aware of being able to use the equity in the PPOR whilst it is on fixed interest rate. In fact I met a home finance manager from Westpac that told me that I couldnt do that at all. Instead she wanted to sign me up for a separate IO loan.Thanks for the info, im learning a lot about what options we have…Thats why I love…[Read more]

]]> ea625e5d99f04ae921d091cd46c4dae4 https://www.propertyinvesting.com/topic/4393747-what-would-you-do-22/#post-4590372 Tue, 15 Jul 2008 06:50:27 +0000 Thanks for you super quick reply Richard,The reason I do not want to tap into my equity atm is because we are at a great fixed interest rate of 6.95, great compared to todays rates anyway. I do however agree with you that once the fixed term is over then the way to go would be to refinance and put whatever our income is into an offset account.So…[Read more]

]]> 56588672537a8fdda17035393cc22364 https://www.propertyinvesting.com/topic/4393710-help-needed-which-is-better-investment-option/#post-4590182 Mon, 14 Jul 2008 03:44:33 +0000 Thanks for that Richard,I think I really need to get a QS in to look at the property so i can determine how much depreciation i can claim, Thanks for your responses…much appreciated.

]]> da472970e2ce5e5deccc9be2a8f16cd6 https://www.propertyinvesting.com/topic/4393710-help-needed-which-is-better-investment-option/#post-4590180 Fri, 11 Jul 2008 11:05:09 +0000 Hi Richard, Thanks for the response, you have a good point regarding not putting the 20K as a deposit. I am however struggling to determine if the PPOR atm would be +ve or -vely geared if I was to rent it out. Any help???Cheers,

]]> c842388685dd857c6b6ba8466f8e6bbb https://www.propertyinvesting.com/topic/4393711-trying-to-contact-richard-taylor/#post-4590183 Fri, 11 Jul 2008 04:46:56 +0000 Hi Rache,Here are Richard's details, Richard TaylorResidential & Commercial Finance Broker.Licensed Financial Planner. Ph: 07 3720 1888http://www.tayloredfinancialsolutions.com.aurichard@tayloredfinancialsolutions.com.au.hope that helps,Cheers

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