PropertyInvesting.com | indigo_violet1625738 | Activity https://www.propertyinvesting.com/members/indigo_violet1625738/activity/ Activity feed for indigo_violet1625738. Fri, 17 Apr 2026 11:54:04 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 575de1fcc12dccaa209934a4c00ed42d indigo_violet1625738 replied to the topic Who reckons they can solve this! in the forum No Subject https://www.propertyinvesting.com/topic/4383928-who-reckons-they-can-solve-this/#post-4539427 Thu, 19 Jan 2006 06:44:56 +0000 Most property managers take one week’s rent as a ‘finders fee’ for sourcing new tenants – even if the property is currently tenanted, they also deduct fees for cost of drawing up a new lease, and a monthly administration charge. What you receive each month is the net amount – i.e the amount of rent less fees & charges. Best advice is to read your…[Read more]

]]> 45d713894ff89edd03e450be40aacc96 indigo_violet1625738 replied to the topic Moruya property - any thoughts in the forum Help Needed! https://www.propertyinvesting.com/topic/4383744-moruya-property-any-thoughts/#post-4538381 Thu, 12 Jan 2006 05:33:00 +0000 Gday,
I am from Canberra but travel to the Sth Coast frequently to visit my parents just north of Batemans Bay. I am familiar with Moruya, but can see a few problems in terms of investing in the area.
1 – Relatively high prices in comparison to rental yield – not many of them even make the 1% of purchase price in weekly rent – so whatever property…[Read more]

]]> 9e706abfce02e34864255d65c05004b8 indigo_violet1625738 replied to the topic Increase your Serviceability in the forum Finance https://www.propertyinvesting.com/topic/4382365-increase-your-serviceability/#post-4530559 Mon, 26 Sep 2005 02:52:19 +0000 “Westpac for example, disadvantages their clients, by loading a further margin on top of their normal margins, to whatever you owe them. So, you can take your application to the next bank and have all the options open to you again and you’ll find most lenders will take your current repayments as is, without loading margins!”

Grateful if you could…[Read more]

]]> 15ca109140d0c734619f7c5b165465d8 indigo_violet1625738 replied to the topic How do landlords dress? in the forum No Subject https://www.propertyinvesting.com/topic/4382345-how-do-landlords-dress/#post-4530418 Wed, 21 Sep 2005 02:56:15 +0000 My husband and I manage 2 IP’s ourselves, and have had our share of minor reno’s and clean ups- usually during the period we are showing them to potential tenants. Our attire usually reflects the work we are carrying out -which doesn’t seem to bother the tenants. I do try however, once the tenants are in to dress ‘professionally’ as I am 22 yrs…[Read more]

]]> c3c22ac334aaeecd6e649f23fd8df1cc indigo_violet1625738 replied to the topic Accessing Equity in the forum Finance https://www.propertyinvesting.com/topic/4382347-accessing-equity-4/#post-4530424 Wed, 21 Sep 2005 02:48:19 +0000 “Our problem is that we have no debt servicability, but want to borrow against the equity.”

You have no income at all?
At this point I don’t know of any other means of accessing equity other than redrawing or refinancing against the property – both of which requires a loan…
Unless you can find shares that will pay regular dividends that will…[Read more]

]]> 7d986dea10de73955dd0ebcc68a286ca indigo_violet1625738 replied to the topic Using my equity in the forum Help Needed! https://www.propertyinvesting.com/topic/4381666-using-my-equity/#post-4526158 Fri, 19 Aug 2005 02:04:23 +0000 I think I have somewhat figured it out…
What I meant by encumberance was the bank’s ownership of a property. What I have established from other posts with reference to a split loan :
Property A: Value $300K, loan = $210, equity with 80% lvr = $30K
Goal – to purchase IP price = $150K
therefore would apply for a split loan which would involve…[Read more]

]]> 02050e8a99e40ed65fba3e1b587431e8 indigo_violet1625738 replied to the topic Using my equity in the forum Help Needed! https://www.propertyinvesting.com/topic/4381666-using-my-equity/#post-4526156 Wed, 17 Aug 2005 23:01:49 +0000 Hi guys, this is a topic I have been toying with lately too. I understand how to access equity, through refinancing, or redrawing accessable equity, or selling. But was wondering if there is a bank/broker etc who has used encumberance as a form of utilising equity? I hate the thought of watching my own mortgage increase. I think perhaps this is…[Read more]

]]> a697b667af0f489f9aa21e72f4cd26ec indigo_violet1625738 replied to the topic Creative deposits- ideas sought in the forum Help Needed! https://www.propertyinvesting.com/topic/4381622-creative-deposits-ideas-sought/#post-4525800 Fri, 12 Aug 2005 02:40:40 +0000 Thanks all for your responses-
I have about 10K available for redraw on my own home, however I would like to avoid dipping into it. My own mortgage is a debt i want to quickly get rid off to allow me to free up cash for investing. I divert part of my income into a high interest savings account which i then use for deposits on IP’s. I was hoping…[Read more]

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