I was looking at a table at Gate1Travel.CoM on Average Seasonal Temperatures in Melbourne and Auckland and I was amazed to see the Auckland seems to be slightly warmer most year round than Melbourne. That said, it Aulckland seems to get heaps more rain

URL is http://www.gate1travel.com/Destinations/General_Info/weather/aus_nzeal.htm

Yea I think its about building relationships with good honest and reliable agents and developers where you can all bennefit by from an ongoing business relationship.

Maybe he gets the bank to go guarantor ? and then applies to another bank

Certainly I think we see beyond the 11 second rule.

I would prefer to see it as a partial filter or filter combinatorial element, that when combined and appropriately weighted along with other filter elements, contributes towards an overall threshold and hence assessment of the fitness of the sample.

I think we clearly agree on this aspect, as…[Read more]

Thanks Nick, yea if someone could write a seperate investment module for it I recon it would be great fun and a good learning tool on the finance side of things and boost sales for the developers.

Well extra rent verses extra cost. So long as incremental revenue exceeds incremental expenses, your cash flow position will obviously improve. I guess the challenge is in finding how to generate extra revenue or rent in excess of cost. You could do the furnishing trick with a net gain after tax and depreciation, but then you may narrow your…[Read more]

thanx

I understand Stamp Duty as a capital aquisition cost and part of the loan. So the interest on the loan is deductable. So in effect the interest on the Stamp Duty component, can be deductible in effect, but Stamp Duty is not directly deductible as an expense item per say

Yea I was gonna say that myself, until I scrolled to the bottom. What is this unlimited finance all about and how do I get a piece of it !

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Yeah, hopefully there will be light at the end of the tunnel

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Sounds good ! I just want to go as fast as I can to make up for all my years of partying.

wrapping seems high risk and allot of extra work toi me. I prefer to just let an agent manage my property.

Well we all know where not to go then. Thanx. and hope things improve from here on. []

Ahh so its your net cash flow for the year which determines your net income. of course ! then u get ur deductions for depreciation. Doh! Thanx i should have known that. i did know it but i forgot.

Bring on the clowns

Is that how it works ?

OK I take all your points on board. Thanx! All valued information for me.

I guess my gist was u could improve your 15-15 cash position during the year meaning more cash to pay off your home mortgage faster, using your offset bank account. This is in addition to your normal repayments.

Then just prior to end year you neutralise the net income by…[Read more]

” The 11 second solution says that if you take the rent, divide by two and multiply by 1000, this is the maximum you should pay for the property. ”

For the benefit of the less experienced or aspiring investor ( including me ! ) I add the following. If life was as simple as an apple falling on your head, we could all be Rhode Scholars, by…[Read more]

Can you just borrow or redraw the money at bank rates to live on and then sell your property to repay the loan and becuase ur on zero income, your capital gain tax would be at the lowest rate ? Is that how it works?

sorry I didn’t hear that ! say again.