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	<title>PropertyInvesting.com | Humpz | Activity</title>
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				<title>Humpz replied to the topic Less Income - But Still Able to Invest? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4402634-less-income-but-still-able-to-invest/#post-4640796</link>
				<pubDate>Tue, 01 Feb 2011 10:28:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Looks like the NAB won&#039;t let me reshuffle the loan because it&#039;s under the Defence Home Owner Assistance Scheme or whatever &#8211; becuase it makes the property &#039;look like an investment property&#039; even though it&#039;s still simply a residence.I&#039;ll have to crunch the numbers I guess. Being under DHOAS gives me a free $400/month off the principle..Nothings&hellip;<span class="activity-read-more" id="activity-read-more-207762"><a href="https://www.propertyinvesting.com/topic/4402634-less-income-but-still-able-to-invest/#post-4640796" rel="nofollow">[Read more]</a></span></p>
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				<title>Humpz replied to the topic Less Income - But Still Able to Invest? in the forum Thanks for the advice guys,</title>
				<link>https://www.propertyinvesting.com/topic/4402634-less-income-but-still-able-to-invest/#post-4640795</link>
				<pubDate>Tue, 01 Feb 2011 08:42:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the advice guys, I appreciate it.Thinking ahead some more, if I reduced the PPOR to interest only (if we needed to tighten out belts a bit), is there a capacity to do that generally? If so, can you still pay down the principle if there was extra cash laying around?It&#039;s comforting to know others are out there that have done the same&hellip;<span class="activity-read-more" id="activity-read-more-113949"><a href="https://www.propertyinvesting.com/topic/4402634-less-income-but-still-able-to-invest/#post-4640795" rel="nofollow">[Read more]</a></span></p>
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				<title>Humpz replied to the topic Smash the Mortgage or invest aswell? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401979-smash-the-mortgage-or-invest-aswell/#post-4636817</link>
				<pubDate>Fri, 26 Nov 2010 16:42:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for an alternative view Terry.Appreciated <img src="/wp-content/uploads/smileys/smile.gif?x85685" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Humpz replied to the topic Smash the Mortgage or invest aswell? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401979-smash-the-mortgage-or-invest-aswell/#post-4636815</link>
				<pubDate>Thu, 25 Nov 2010 16:19:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys. Its all food for thought and I appreciate it.Ill just continue to pump the offset for now and once I get home sit down with a good advisor and/or broker and go from there. That&#039;ll be my next question in the coming months no doubt. Finding a decent one in the Hunter region.Cheers</p>
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				<title>Humpz replied to the topic Where to start? PPOR? IP? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4397789-where-to-start-ppor-ip/#post-4611401</link>
				<pubDate>Fri, 13 Nov 2009 04:17:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your views Duckster. It&#039;s certainly food for thought.I&#039;m currently living out at Lemon Tree Passage (Port Stephens) and there are plenty of options at $250,000 and below. I am not all that confident in the area itself however.I wouldn&#039;t be entitled to the subsidy if I purchased the IP in Canberra as there is a requirement to live in it&hellip;<span class="activity-read-more" id="activity-read-more-32375"><a href="https://www.propertyinvesting.com/topic/4397789-where-to-start-ppor-ip/#post-4611401" rel="nofollow">[Read more]</a></span></p>
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