PropertyInvesting.com | hrjmck | Activity https://www.propertyinvesting.com/members/hrjmck/activity/ Activity feed for hrjmck. Fri, 01 May 2026 13:10:46 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b646647de9542d2b0075de8edda84b49 hrjmck replied to the topic Property Investor Network - Perth Meeting Monday 21st Nov in the forum Heads Up! https://www.propertyinvesting.com/topic/4405213-property-investor-network-perth-meeting-monday-21st-nov/#post-5029107 Wed, 24 Aug 2016 02:54:37 +0000 Hi,

Do these meetings still run?

]]> 70d71be0d08c6dc2a12fb75bb8b019d9 hrjmck replied to the topic Setting up correct loan structures - Novice Investor in the forum Finance https://www.propertyinvesting.com/topic/5029023-setting-up-correct-loan-structures-novice-investor/#post-5029106 Wed, 24 Aug 2016 01:40:13 +0000 Thanks guys, very helpful information!

]]> e58ce2b35bae20c5fc04a426fac45865 hrjmck replied to the topic Setting up correct loan structures - Novice Investor in the forum Finance https://www.propertyinvesting.com/topic/5029023-setting-up-correct-loan-structures-novice-investor/#post-5029031 Mon, 22 Aug 2016 07:47:54 +0000 Thanks for your insight Richard, unfortunately the broker we used this time around didn’t really fully explain it that well to us.

]]> e838303444ac33055633b6ec9b39561f hrjmck replied to the topic Setting up correct loan structures - Novice Investor in the forum Finance https://www.propertyinvesting.com/topic/5029023-setting-up-correct-loan-structures-novice-investor/#post-5029029 Mon, 22 Aug 2016 07:36:49 +0000 Thanks again Richard,

Correct the 150K loan on the IP is with the same lender as the PPOR mortgage.

So we hopefully haven’t ruined our investment plans so far with this setup, but should definitely look to secure stand alone loans on any other future purchases?

Cheers!

]]> 4996e253fe7e4c0aea37e8a6ede1f42b hrjmck replied to the topic Setting up correct loan structures - Novice Investor in the forum Finance https://www.propertyinvesting.com/topic/5029023-setting-up-correct-loan-structures-novice-investor/#post-5029026 Mon, 22 Aug 2016 06:48:27 +0000 Thanks for the reply Richard,

I will give you a basic look at our situation, we have our PPOR which is at 50% LVR (with one lender) these days after diligent extra repayments over the last 5 years. We have our first investment loan which was set up as 2 smaller loans across 2 lenders – 150K on one loan to secure the land, and 285K on the other…[Read more]

]]> e1ff9f8c1fc6406f18f1c8eb1af7c040 hrjmck started the topic Setting up correct loan structures - Novice Investor in the forum Finance https://www.propertyinvesting.com/topic/5029023-setting-up-correct-loan-structures-novice-investor/ Mon, 22 Aug 2016 04:51:43 +0000 Hi,

Just looking for some guidance on appropriate loan “structures”? I read a lot about the importance of having this all done correctly at the start, so that one can grow their asset base.

So I guess I am asking for a very basic idea of how these structures are set up, or look like? Apologies if this is a stupid question….

]]> a156cb9169ba001ac2b40c322a18587a hrjmck became a registered member https://www.propertyinvesting.com/activity/p/347494/ Tue, 16 Aug 2016 02:40:14 +0000