PropertyInvesting.com | HoppyM | Activity https://www.propertyinvesting.com/members/hoppym/activity/ Activity feed for HoppyM. Sat, 18 Apr 2026 23:22:58 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 06af7a0f0d357a8ee300ecbca9123a56 HoppyM replied to the topic Downside of repaying IP Principal? in the forum Finance https://www.propertyinvesting.com/topic/5069939-downside-of-repaying-ip-principal/#post-5069946 Mon, 11 Jan 2021 04:34:01 +0000 Thanks for getting back to me Benny.

I know all the current repayments against those 4 are paying down only the Principal, but didn’t know if putting more savings to pay down the principal even quicker was worthwhile or what the downside was of this strategy? Are there tax implications if we do or decide to get a LOC down the line?

I probably w…[Read more]

]]> 2cf0cb73d5b6ac40aa79941044d11ab4 HoppyM replied to the topic Downside of repaying IP Principal? in the forum Finance https://www.propertyinvesting.com/topic/5069939-downside-of-repaying-ip-principal/#post-5069946 Mon, 11 Jan 2021 04:34:01 +0000 Thanks for getting back to me Benny.

I know all the current repayments against those 4 are paying down only the Principal, but didn’t know if putting more savings to pay down the principal even quicker was worthwhile or what the downside was of this strategy? Are there tax implications if we do or decide to get a LOCA down the line?

I probably w…[Read more]

]]> d953ea514bb76188400e984fad8429c4 HoppyM started the topic Downside of repaying IP Principal? in the forum Finance https://www.propertyinvesting.com/topic/5069939-downside-of-repaying-ip-principal/ Sun, 10 Jan 2021 06:50:35 +0000 Hey Guys,

What’s the downside of repaying IP principal back early?

We have 7 IP’s all on P&I mortgages with 4 of the 7 with 100% full offsets. IP’s are positively geared. We also save a substantial amount from our salaries each month too.

I know this is a conservative low risk option at the moment, but we re waiting to see if/what the post…[Read more]

]]> 62a2c748c7a05cd8bdc5a5a9c25d9623 HoppyM replied to the topic SMSF for Investing in the forum Commercial Property https://www.propertyinvesting.com/topic/5039091-smsf-for-investing/#post-5055074 Sun, 04 Aug 2019 08:49:32 +0000 We looked into a SMSF about a year ago and banks would only offer 70% LVR and rates were approx 6.25% from memory.

Likely to have dropped with recent rate cuts. We decided to hold off for a few years.

]]> 8ad0c913f63c19d6937375044edfa518 HoppyM started the topic Recommendations for gardener in Ipswich? in the forum Value Adding https://www.propertyinvesting.com/topic/5049839-recommendations-for-gardener-in-ipswich/ Fri, 22 Mar 2019 08:13:03 +0000 Hi, I’m looking for a recommendation of a good gardener in Ipswich.

Nothing major just general tidy up, put down some bark and maybe relay a patch of lawn etc

Looked at the garden franchises but would prefer an independent.

Any recommendations would be greatly appreciated. Thanks.

]]> bd0e848bcd2ebcc08f3ff300fd7ed351 HoppyM became a registered member https://www.propertyinvesting.com/activity/p/323357/ Sun, 23 Aug 2015 11:14:30 +0000