Total Members: 151,887

HoppyM

  • Thanks for getting back to me Benny.

    I know all the current repayments against those 4 are paying down only the Principal, but didn’t know if putting more savings to pay down the principal even quicker was worthwhile or what the downside was of this strategy? Are there tax implications if we do or decide to get a LOC down the line?

    I probably w…[Read more]

  • Thanks for getting back to me Benny.

    I know all the current repayments against those 4 are paying down only the Principal, but didn’t know if putting more savings to pay down the principal even quicker was worthwhile or what the downside was of this strategy? Are there tax implications if we do or decide to get a LOCA down the line?

    I probably w…[Read more]

  • Hey Guys,

    What’s the downside of repaying IP principal back early?

    We have 7 IP’s all on P&I mortgages with 4 of the 7 with 100% full offsets. IP’s are positively geared. We also save a substantial amount from our salaries each month too.

    I know this is a conservative low risk option at the moment, but we re waiting to see if/what the post…[Read more]

  • We looked into a SMSF about a year ago and banks would only offer 70% LVR and rates were approx 6.25% from memory.

    Likely to have dropped with recent rate cuts. We decided to hold off for a few years.

  • Hi, I’m looking for a recommendation of a good gardener in Ipswich.

    Nothing major just general tidy up, put down some bark and maybe relay a patch of lawn etc

    Looked at the garden franchises but would prefer an independent.

    Any recommendations would be greatly appreciated. Thanks.

  • HoppyM became a registered member 5 years, 5 months ago

HoppyM

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