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	<title>PropertyInvesting.com | GSSW | Activity</title>
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				<title>GSSW replied to the topic Which City/Suburb you live? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/10/#post-4442386</link>
				<pubDate>Wed, 12 Jan 2005 04:09:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Home &#8211; Bentleigh East, Victoria<br />
Temporarily &#8211; Mosman, Sydney</p>
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				<title>GSSW replied to the topic pay monthly mortgage and withdraw it too? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376699-pay-monthly-mortgage-and-withdraw-it-too/#post-4494118</link>
				<pubDate>Mon, 01 Nov 2004 08:00:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys!</p>
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				<title>GSSW replied to the topic pay monthly mortgage and withdraw it too? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376699-pay-monthly-mortgage-and-withdraw-it-too/#post-4494115</link>
				<pubDate>Thu, 28 Oct 2004 03:09:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Steven,<br />
Will there be a charge (CBA) to change to an IO loan?<br />
You are right, there is a redraw charge.<br />
How about if I take the equivelent amount out of the offset account?</p>
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				<title>GSSW replied to the topic Where is my money going? (and how do i stop it ;-) in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376362-where-is-my-money-going-and-how-do-i-stop-it/#post-4492295</link>
				<pubDate>Thu, 07 Oct 2004 06:05:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Exactly what i had planned Terry, ING.<br />
I already have some money stached away there, so i guess i can add to it and get 5.25%.</p>
<p>Thanks for the thorough analysis Steve.<br />
I might consider switching to interest only, not sure if the bank will like/allow it.  First gotta wait a couple of months for the 3years loan term to pass i think, in order to&hellip;<span class="activity-read-more" id="activity-read-more-282221"><a href="https://www.propertyinvesting.com/topic/4376362-where-is-my-money-going-and-how-do-i-stop-it/#post-4492295" rel="nofollow">[Read more]</a></span></p>
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				<title>GSSW replied to the topic Where is my money going? (and how do i stop it ;-) in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376362-where-is-my-money-going-and-how-do-i-stop-it/#post-4492292</link>
				<pubDate>Thu, 07 Oct 2004 04:37:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ahhh ok, i think its becoming clearer&#8230;.</p>
<p>Its amazing how some of us (me!) work so hard to pay the mortgage, and all the while understand so little about how it actually works!</p>
<p>So from what i have gathered so far, i can keep paying my $750 minimum per month,, it will reduce the principle amount of the loan by $750 as no interest will be&hellip;<span class="activity-read-more" id="activity-read-more-217307"><a href="https://www.propertyinvesting.com/topic/4376362-where-is-my-money-going-and-how-do-i-stop-it/#post-4492292" rel="nofollow">[Read more]</a></span></p>
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				<title>GSSW replied to the topic Where is my money going? (and how do i stop it ;-) in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4376362-where-is-my-money-going-and-how-do-i-stop-it/#post-4492289</link>
				<pubDate>Thu, 07 Oct 2004 02:40:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks for the reply Derek.<br />
The thing still puzzling me though is:<br />
My effective loan balance is now $zero, (actually ~-$4000), so where is the $750 going???  Can i get acces to all of this money again?<br />
I get the feeling i can&#8217;t, so i need to &#8216;rebalance&#8217; or something so i stop throwing money away&#8230;.<br />
Does anyone else know??</p>
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