PropertyInvesting.com | GoodProbs | Activity https://www.propertyinvesting.com/members/goodprobs/activity/ Activity feed for GoodProbs. Sat, 02 May 2026 08:47:51 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 97f6338d810137c8113675694b307554 GoodProbs replied to the topic Strings-attached windfall - What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4998222-strings-attached-windfall-what-would-you-do/#post-4998357 Mon, 12 Jan 2015 00:18:35 +0000 So Terry, starting with the end in mind, a good portfolio strategy would be:

Put the property with expected highest $ value (not rate) of capital growth in personal name and make it the PPOR for maximum benefit (even if only nominally via 6 year rule).
Put IPs in personal names so long as there is taxable income to offset and you are within the…[Read more]

]]> e86781f662b153d9bca07008e35391a7 GoodProbs replied to the topic Strings-attached windfall - What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4998222-strings-attached-windfall-what-would-you-do/#post-4998350 Sun, 11 Jan 2015 22:50:46 +0000 To terryw, I can see that the CG exemption can be a huge benefit but many of the books I’ve read pitch the “never sell” idea as the answer to avoiding capital gains tax on IPs. If we’re not planning to sell anytime soon is there any benefit to be had in putting the property in a trust and claiming the deductions of a normal IP, building a…[Read more]

]]> ab73c0214b967fc54e057f4fdc2666c1 GoodProbs replied to the topic Strings-attached windfall - What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4998222-strings-attached-windfall-what-would-you-do/#post-4998258 Fri, 09 Jan 2015 03:08:19 +0000 Just realised that the above figures don’t account for the cash associated with our own equity contribution to the purchase.

So, for example, if we have contributed $100K in addition to taking on the 300K loan then the actual cost to purchase the ~$54K yield is $100K + $10K pa.

]]> c5e2c37209ffe333988c29ce85fb3819 GoodProbs replied to the topic Strings-attached windfall - What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4998222-strings-attached-windfall-what-would-you-do/#post-4998257 Fri, 09 Jan 2015 02:48:55 +0000 Thanks everyone, I really appreciate your input.

So what I’m getting is that with an investment hat on I should be thinking about it something like this:

* Non-deductible interest charges are bad, but no worse than paying rent
* Any outgoings in excess of current rent payments in this situation are essentially for the purpose of purchasing…[Read more]

]]> 1dd9d55aa93e773d93a52514ea20101b GoodProbs replied to the topic Strings-attached windfall - What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4998222-strings-attached-windfall-what-would-you-do/#post-4998232 Thu, 08 Jan 2015 05:19:34 +0000 Hi Kinnon,

I know what you mean re the inter-personal dimensions, and that’s not something I’m dismissing at all – the two of us would need to ensure that we’re comfortable with that before we decide to proceed.

But I guess what I’m really asking you guys about is more the financial aspects of such a proposal. A couple of hypotheticals in the…[Read more]

]]> 3f56812eceeef8b95b6cc00752fef427 GoodProbs started the topic Strings-attached windfall - What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4998222-strings-attached-windfall-what-would-you-do/ Thu, 08 Jan 2015 03:16:18 +0000 Hi folks,

I’m a first-timer on the forum but have done a lot of reading and would appreciate your advice…

My wife & I have always thought that the non-deductible debt associated with purchasing a PPOR was a bad idea, and have been quite happy to rent while saving and investing in other ways. We currently rent a small apartment (in Brisbane) for…[Read more]

]]> 8527baec84756eccdb0f871f9fb8d996 GoodProbs became a registered member https://www.propertyinvesting.com/activity/p/303935/ Wed, 07 Jan 2015 04:47:47 +0000