Jen, Good luck and enjoy your trip. Let us know what happen.Rudra, "… Basically they help people build wealth through investment properties… "  by creating your own grave of debts Look at Storm financial services…. they lost billions of dollars… including their own residential HOME.

Still better than many spruikers that preying on the unsuspecting customers

Does it cost anything to check with town planner? How to organise it?any idea?

y0omama, State Custodians might not exist next year….look at GE money/Wizard etc…I still remember freshly that my previous mortgage broker always argued that  non-bank lender(s) is the BEST.. probably commision-driven ???Wisely, I choose bank lender…….. not just stupid advertisements from non-bank lenders…. proven track record is the m…[Read more]

I luv to hear from everyone comments again.Rudra….Have you heard about Storm Financial services recently?? might be Premium finance is next ???

I guess that the vendor just wants to test the market… walk away i.e. not serious

Just  find another house….Seen plenty of properties across sydney that have been sitting on the market for > 1 year

There is no harm to offer 'under'. in this current property climate, it is prudent to offer low figures… as possibility of falling equity price. Look at Wesfield and GPT… their share price got hammered…. they are blue chips holding many excellent properties across AUS and overseas. If their equities are overprice… I would probably go…[Read more]

Very good account with 100% offset, bpay/atm facilities with no frills interest rates.Hasn't had any experience dealing with them… sure that is a catch?????DEF??

The dragon offers 5.19% fixed for 3 years… very temptating !!!

Have no experience at all using discount broker….but I guess that discount share-broking business has been well recognised.Keen to see anyone (forumite) has experienced with discount mortage broker…peachhomeloansrefundhomeloansmatesmortgageratesetc…Cheers

much worse if you give it to the incompetent broker…at least with the doctor.. it is fully registered and regulated.

Wooo.. as far as I know sydney property price has been stagnant for the last 7 years (i.e. since 2001)… if you taken inflation into consideration… it means BIG NEGATIVE growth… if you take into negative gearing BIG BIG LOSS…. Welll.. where are all the spruikers….????? used to be lots of spruikers in this forum… all gone……[Read more]

Third option… go to the discount mortgage broker so that you can get upfront  + ongoing discount rates through commision rebate.

Most investors ~70% are at 30% tax bracket… .it can be painful to have negative gearing for years on deflating asset. So be careful…. I think most of the investor(s) who bought the property(s) in the peak market will have a long painful period till the next cycle of growth. It means that you are actually losing money every year and losing…[Read more]

blaze… you must be brain-washed by the property spruiker which claimed property will double it price every 7-10 years.I don't think it will be going up by 5-10% in the next few years.. in fact the opposite or stagnant.In this current climate, people are looking for every single $ to save

I thought it is only available for wealth package…I might be wrong…5.74%-0.7% = 5.04%.. very competitive.. much better than myrate

 young couples with plenty of cash!!!!!!…. must be media hypecould be plenty of debt

well… may be developed into mangosteen 's juice developer

what kind of funny name is that? 'Adayoun' ?