god_of_money replied to the topic nearly paid off loan, now what? in the forum Help Needed! 11 years, 8 months ago
Qlds007 wrote:
Yes my sentiments exactly about Bank West.Would normally never suggest a client refinance for refinance sake except where they are with bank West and maybe a couple of other lenders.
Why you said that? Bank West offers an attractive package with offset account…flexibility?
god_of_money replied to the topic nearly paid off loan, now what? in the forum I dont understand why you 11 years, 8 months ago
I dont understand why you dont park all the money in your offset account from the begining
god_of_money replied to the topic 4.99% Fixed for 2 years – to fix or not to fix in the forum Finance 11 years, 9 months ago
ANZ is offering 4.99% fixed rates for 3 years through Breakfree package
god_of_money replied to the topic Structuring property portfolio in the forum Help Needed! 11 years, 9 months ago
Hi Terry
are u talking about purchasing property under DFT and can be transferred to SMSF in the future without stamp duty?
Very interesting concept
god_of_money replied to the topic Interest rate reductions- Some issues in the forum General Property 11 years, 9 months ago
I am very happy with the low interest…. all my IPs are cash flow +ve
Accumulating Blue chip shares from 2009-2010, now sitting 10+% fully frank dividend and growingSo.. Nigel.. your point is ???????
god_of_money replied to the topic RBA drops rates by 25 points in the forum Heads Up! 11 years, 9 months ago
ANZ outdoes rivals with deeper rate cut by 0.27%
GO GO GO Breakfree packagehttp://www.smh.com.au/business/anz-outdoes-rivals-with-deeper-rate-cut-20130510-2jbwi.html
god_of_money replied to the topic RBA drops rates by 25 points in the forum Heads Up! 11 years, 9 months ago
I hope not…
people are stashing $$$$ into the term deposit and high interest savings account… Time for another cycle of investmentgod_of_money replied to the topic RBA drops rates by 25 points in the forum Heads Up! 11 years, 9 months ago
Soros just made $$$$ by hedging against AUD yesterday
god_of_money replied to the topic Should i use the offset account? in the forum Finance 11 years, 9 months ago
monthly… ANZ Breakfree package comes with only 1x ANZ ONE offset account
god_of_money replied to the topic Should i use the offset account? in the forum Finance 11 years, 9 months ago
CBA will come into full functional "offset" account in August..
CBA is the leading lender in Australia… not sure why so many people choose CBA?
I am with ANZ Breakfree.. and they charge me A$ 10/month for > 1 offset account
god_of_money replied to the topic SMSF DHA – About to plunge… in the forum Help Needed! 11 years, 9 months ago
Richard, do you know why DHA property is below valuation?
I thought that the location is on the prime positiongod_of_money replied to the topic Mortgage free investment property in the forum Help Needed! 11 years, 9 months ago
In NSW, you can transfer the title under marriage/spouse section from single name to both names (50/50) without incurring stamp duty;
But the purpose of the transfer is for main residence onlyI am not sure about IP.. probably not
god_of_money replied to the topic offset question in the forum Help Needed! 11 years, 9 months ago
Yes. need to be "exactly" the same name…Not even joint account
god_of_money replied to the topic Loan Comparison in the forum Finance 11 years, 9 months ago
Does anyone know how much my broker will earn if the disc rate is 1% off the breakfree package?
Interesting to know….
god_of_money replied to the topic Loan Comparison in the forum Finance 11 years, 9 months ago
My current LVR is 40% ( 680k loan against security value of 1750k) spread across 3 properties.
I am not sure why my mortgage broker recommended ANZ bank despite poor serviceability and
difficult in accessing the future equitygod_of_money replied to the topic How to protect PPOR from renting defacto in case of break up ? in the forum Legal & Accounting 11 years, 10 months ago
or not living together before 365 days
god_of_money replied to the topic Park trent properties group in the forum Help Needed! 11 years, 10 months ago
Any update about Park Trent?
Does anyone know about the outcome of court proceedings?god_of_money replied to the topic Loan Comparison in the forum Finance 11 years, 10 months ago
I have spoken to their "pricing team" and being told the MAX they will give for "new customer" is 0.96% disc
They might offer 1.05-1.1% ~2-3 years ago depending on the LVR/application/amount etcAnyone would light to shed the lights on current "best" rate for BIG4
god_of_money replied to the topic Loan Comparison in the forum Finance 11 years, 10 months ago
I tried to do "price match" recently with ANZ Mortgage retention team. They are aware of bluffing tactics (ie. asking payout figure).
My current rate is 5.4 % (1% disc through breakfree package). They declined to drop it further.god_of_money replied to the topic Unhappy with Valuation – do we change lender? in the forum Finance 13 years, 10 months ago
How much the difference in terms of valuation ? ANZ will give a free valuation…through breakfree packageGet the broker that know about how to do a deal
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