PropertyInvesting.com | gobsospace | Activity https://www.propertyinvesting.com/members/gobsospace/activity/ Activity feed for gobsospace. Mon, 06 Apr 2026 05:34:32 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b4eecd2d04dd24d35cda9e52e299baa4 gobsospace replied to the topic Good loan structure advice needed for PPOR then IP after 6/12 in the forum Finance https://www.propertyinvesting.com/topic/4395519-good-loan-structure-advice-needed-for-ppor-then-ip-after-612/page/2/#post-4599921 Mon, 16 Mar 2009 10:14:03 +0000 Hi Richard,Thanks for the notation. I think that while the comparison rate is higher after 36 months I'm hoping to move on by then (a pretty good incentive!!) and LMI at ~$4600 is something I'm happy to pay.  It fares higher than some and lower than others in my comparisons and is not overwhelmingly significant in comparison to similar products…[Read more]

]]> 6ff9ad2621173b15748e2f87dc3a2a78 gobsospace replied to the topic Good loan structure advice needed for PPOR then IP after 6/12 in the forum Finance https://www.propertyinvesting.com/topic/4395519-good-loan-structure-advice-needed-for-ppor-then-ip-after-612/#post-4599918 Mon, 16 Mar 2009 09:40:30 +0000 Thanks to all who have helped me with ideas and thoughts.I've decided to go with Bankwest Rate Traker Ultra Home Loan Definitions as an interest only loan and with an offset account attached.  I particularly liked the 0.90% discount off the major 4 banks average home loans and no exit fees leaving me good to refinance later.Cheers again to…[Read more]

]]> 1413146b3f2f6a7f03c0cdd5722ac5d1 gobsospace replied to the topic Good loan structure advice needed for PPOR then IP after 6/12 in the forum Finance https://www.propertyinvesting.com/topic/4395519-good-loan-structure-advice-needed-for-ppor-then-ip-after-612/#post-4599905 Thu, 26 Feb 2009 04:02:40 +0000 PosEnterprises wrote:
Richard do you think that having a 100% offset on your PPOR all the time is a good idea even if you don't want to pay it off.What are the advantages of this?

additionally…I'm under the impression that it would be advantageous to use a 100% offset if I was to have a significant sum (say $10K +) in the account and my…[Read more]

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