PropertyInvesting.com | garfield | Activity https://www.propertyinvesting.com/members/garfield/activity/ Activity feed for garfield. Sun, 12 Apr 2026 13:54:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 58b6d6077ab6a3e041eba5dc59e65bd2 garfield replied to the topic Equity Manager (LOC) in the forum No Subject https://www.propertyinvesting.com/topic/4366755-equity-manager-loc/#post-4421280 Fri, 15 Aug 2003 21:24:56 +0000 hi,
Im so happy reading this !!
My wife and I just brought our 1st investment property and used ANZ, I was scared stiff about the fees etc et etc but now realise it was a good move.

Cheers everyone

]]> 5a72fff8d0a169b7522f5f2b1ed8fc1c garfield replied to the topic Favourite Motivational Sayings... in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366787-favourite-motivational-sayings/#post-4421534 Sat, 09 Aug 2003 22:28:00 +0000 another one from steves book and other places:

“never trust someone who earns a commission from their advice to you”.
or something like that!!!!

“remember the past when looking at the future.”

Be afraid be very afraid!!

[:D]

sorry could not resist that last one.

]]> 2933f58e0e2e26fddd376552870e0716 garfield replied to the topic Young & Inexperienced, Need Your Wisdom in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366823-young-inexperienced-need-your-wisdom/#post-4421758 Sat, 09 Aug 2003 22:08:47 +0000 Great point Richmond,

You must work hard to reap solid results, however the harder you work at this game the easier
(I believe) you will find the decisions that need to be made, and therefore the less you have to work in the future.
Remember one very important point: If it was easy then everyone would do it.

]]> b9641fbd023bd26034cb13d0987e5e5c garfield replied to the topic Inspections!!! in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366815-inspections/#post-4421680 Sat, 09 Aug 2003 22:02:29 +0000 fantastic,

thanks for the advice. Obviously do your homework (as you should anyway) and be careful!!!

[:)]

Garfield

]]> b2314ac8cae791e3caf5a10a03141c63 garfield replied to the topic interest only loans in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366813-interest-only-loans-2/#post-4421671 Sat, 09 Aug 2003 05:17:28 +0000 thanks Sparkle,

i must say the whole things gives me a headache [:O]
If Im confident that my property will not decrease in value then I assume that interest only is the way to go!!
Even if the property does decrease in value then this is only realised if i sell it when the market is down.
Thats sounds like its the best option either way.
what am i…[Read more]

]]> 82fa09a43d8de5b09ce76cf492d5a0fe garfield replied to the topic interest only loans in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366813-interest-only-loans-2/#post-4421669 Sat, 09 Aug 2003 05:03:40 +0000 hi Aussie,

This is really interesting, whats more important capitial gains or a positive return????
Obviously the best of both worlds is ideal BUT surely “a bird in the hand……!!”
if people think that the market is changing WHY INVEST NOW !!!.
thanks….for your comments.

]]> 390af01f2ad321b36c3d0950f8f607b3 garfield replied to the topic Acceptable Return ? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366791-acceptable-return/#post-4421561 Sat, 09 Aug 2003 04:48:41 +0000 hi,
Capital gains????
you said that the rent is just below market. Can you increase the rents or are they on fixed leases.???
with the information that you have provided i would have to say be careful!!!

]]> 752e45a0b7aa0333bfc13086e089e056 garfield replied to the topic interest only loans in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366813-interest-only-loans-2/#post-4421667 Sat, 09 Aug 2003 04:21:56 +0000 yea,
there must be a place for interest only loans. Using them you can have positive income from a ppty and use that income to fund other investments. Why is it then that so many people dont use them.
Is there a hidden cost??

]]> 639c223bb00c241f709ac1e6df9dc784 garfield replied to the topic interest only loans in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366813-interest-only-loans-2/#post-4421664 Sat, 09 Aug 2003 04:04:39 +0000 thanks.

Im looking forward to the challenge, but believe things should be done right. when your talking $100K+ for most properties then 1 mistake is very costly.
I have just brought my 1st investment property and “silly me” only now realising that negative gearing is NOT the way to do things.

Should have read “steves” book 1st!!

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