Total Members: 158,283

Fudge111Broz00

  • Fudge111Broz00 replied to the topic Comprehensive List of property investing abbreviations in the forum Help Needed! 9 years, 2 months ago

    Here’s 3 more

    CG = Capital Gains
    CGT = Capital Gains Tax
    DS = Depreciation Schedule

    Don’t forget to add your own to this list if you can brainstorm some more

    Thanks
    fudge 111

  • Fudge111Broz00 replied to the topic Comprehensive List of property investing abbreviations in the forum Help Needed! 9 years, 2 months ago

    Just thought I’d add a couple more to my list

    BA = Buyer’s Agent
    MB = Mortgage Broker

    Cheers

    fudge111

  • Fudge111Broz00 replied to the topic Negative Gearing and Capital Gains for couples in the forum Help Needed! 9 years, 2 months ago

    I guess what I am trying to learn about is if there is advantages in a joint loan scenario and whether what I have said above is illegal or legal?

  • Fudge111Broz00 started the topic Negative Gearing and Capital Gains for couples in the forum Help Needed! 9 years, 2 months ago

    Hello property investors,

    I have a question as someone who is still learning the ropes.

    If my wife and I invested in an IP and the loan was securedundern both our incomes is there any way that the negative gearing can be applied to one income and then the capital gain after sale be applied to the other income.

    Or are the rules that whichever…[Read more]

  • Fudge111Broz00 started the topic Comprehensive List of property investing abbreviations in the forum Help Needed! 9 years, 2 months ago

    Hi all,

    I thought it would be a good idea to put a comprehensive list together of all of the abbreviations that are used in property investing so that people who are new to property investing can have a resource that will enable them to understand what they are reading.

    So often we forget that some people don’t have knowledge of the terminology…[Read more]

  • Fudge111Broz00 replied to the topic Answers to “Where to Find CF+ Deals” in the forum Help Needed! 9 years, 2 months ago

    Wow, lot’s of good information in this thread. I am looking forward to getting back into the property investing game after a decade of putting it off. I cannot put off my passion any longer and I am excited at the adventure that lies ahead!

  • Fudge111Broz00 replied to the topic ING Direct rate rise in the forum Hotch Potch 20 years, 4 months ago

    or were you guys all talking about Int only Loans?

    Fudge111[:I][:)]

  • Fudge111Broz00 replied to the topic ING Direct rate rise in the forum Hotch Potch 20 years, 4 months ago

    Gotcha!, thanks mobile mortgage, i understand now, so basically it is better because the interest is now not tax assessable, where as in say ING Direct savings maximiser it is, is that right?

    Also, why wouldn’t you just use the $5000 to pay off the principal, surely that would be a better option, if you didn’t need the money in the short…[Read more]

  • Fudge111Broz00 replied to the topic ING Direct rate rise in the forum Hotch Potch 20 years, 4 months ago

    Could you guys explain to me more thoroughly about how an offset account works, coz i am only new to this stuff and have never had a mortgage?

    Please?

    Thankyou.

    Fudge111[:I][:)]

  • Fudge111Broz00 replied to the topic ING Direct rate rise in the forum Hotch Potch 20 years, 4 months ago

    Quick Question everyone,

    I was wondering whether savings accounts like the ING Direct savings maximiser will have rate increases which are the same as what the reserve bank does,

    for instance, if the reserve bank pushed ratyes up by another 0.75% next year, would the ING Direct rate go from 5% to 5.75%?

    Look forward to hearing back from one of…[Read more]

  • Fudge111Broz00 replied to the topic ING Direct rate rise in the forum Hotch Potch 20 years, 4 months ago

    mmmm, very interesting guys, but i think i’ll stick with ING for the time being, it is all i need at this early stage.

    Fudge111[:)]

  • Fudge111Broz00 replied to the topic Number one piece of marriage advice… in the forum No Subject 20 years, 4 months ago

    Congratulations Richmond~, great stuff, I’m sure you’ll be fine, I’m not married, but in our relationship if we ever leave on bad terms the next time we meet we sort out the problem straight away, communication is essential, then we are fine for our day(s) together.

    It is a bit different for you as you would be living together and not 100km away…[Read more]

  • Fudge111Broz00 replied to the topic ING Direct rate rise in the forum Hotch Potch 20 years, 4 months ago

    Well, not when I may need quick access to my money, ING is very flexible, and there is no bank fees ever, and you do not lose interest if you transfer money out of your savings maximiser, and interest is calculated daily.

    Fudge111[;)]

  • Fudge111Broz00 replied to the topic Which City/Suburb you live? in the forum Forum Frolic 20 years, 4 months ago

    I live in Gisborne Victoria, 60km North West of Melbourne, near the Macedon ranges.

    Fudge111[:)]

  • Fudge111Broz00 replied to the topic Public Schools VS Private Schools…. in the forum No Subject 20 years, 4 months ago

    I have no problem with public schools, i went to a public school, Gisborne Secondary college, and i scored 93.55 enter. What’s more i was only the 7th highest score, 6 others got higher than me, so that shows that you can still do well if you go to a public school.

    Fudge111

  • Fudge111Broz00 replied to the topic AFL Season 2004 in the forum Forum Frolic 20 years, 4 months ago

    I was interested when i read in the paper that since the clash between gillespie and s waugh in 1999 that s waugh had been suffering from constant migranes which were steadily geting worse until late last year when he got his skull looked at and they made some adjustments and now he is fine.

    To think all that time when he was out of form and i…[Read more]

  • Fudge111Broz00 replied to the topic AFL Season 2004 in the forum Forum Frolic 20 years, 4 months ago

    Guys,

    There is never a time where you can’t talk about footy! What do you want me to talk about, how Australia will beat India 5-0 in the upcoming series, is it a 5 test series?

    Fudge111

  • Fudge111Broz00 replied to the topic AFL Season 2004 in the forum Forum Frolic 20 years, 4 months ago

    C’mon Guys, surely there are a few more footy fans out there, i would love to hear your comments on next season!

    Fudge111[:)][;)]

  • Fudge111Broz00 replied to the topic How are the newbies going? in the forum General Property 20 years, 4 months ago

    Hi

    We are waiting to finish our Uni degrees. I am completing accountancy at RMIT in Melbourne. Broz is doing Nursing-Midwifery at Latrobe Bendigo. For the summer break though I am working as a manager at IGA Gisborne, full time to save up some $$$$.

    That’s about it for the moment, just scanning through the real estate papers and learning as much…[Read more]

  • Fudge111Broz00 replied to the topic Don’t buy – why on earth not!? in the forum Hotch Potch 20 years, 4 months ago

    We both still have 2 years left of our uni degrees, so we were going to wait a couple of years anyway, it will be very interesting to see where the property market is at that time..

    That quote is so true crashy!~~~

    Fudge111[;)]

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Fudge111Broz00

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