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	<title>PropertyInvesting.com | Free Loader | Activity</title>
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				<title>Free Loader replied to the topic Interest Rates in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380232-interest-rates-15/#post-4516068</link>
				<pubDate>Thu, 12 May 2005 23:43:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Fairly flat for a while, like the rest of the year, then trending up. There are quite a few inflationary pressures emerging through higher commodity prices, A$ re-tracing against the US, wages growth and an expansionary federal budget.</p>
<p>Rates are unlikely to rise too rapidly or excessively because of the level of debt we all now carry as a nation.&hellip;<span class="activity-read-more" id="activity-read-more-282418"><a href="https://www.propertyinvesting.com/topic/4380232-interest-rates-15/#post-4516068" rel="nofollow">[Read more]</a></span></p>
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				<title>Free Loader replied to the topic US Currency Loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4380082-us-currency-loans/#post-4514926</link>
				<pubDate>Tue, 10 May 2005 09:17:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Micasa,</p>
<p>If you are buying a house in Australia there isn&#8217;t a great case for borrowing in USD even though you are earning USD.</p>
<p>A A$550K loan converted to USD at the current exchange rate of 0.7735 gives you a loan of USD425K. If the currency falls to 0.7000 you could be A$58K worse off if you have to convert the loan back such as in a sale&hellip;<span class="activity-read-more" id="activity-read-more-168865"><a href="https://www.propertyinvesting.com/topic/4380082-us-currency-loans/#post-4514926" rel="nofollow">[Read more]</a></span></p>
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				<title>Free Loader replied to the topic finance for commercial property in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4378356-finance-for-commercial-property-2/#post-4504339</link>
				<pubDate>Mon, 31 Jan 2005 04:46:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try <a href="http://www.araf.com.au" rel="nofollow">http://www.araf.com.au</a>. They go to a higher LVR and lend for commercial in regional areas.</p>
<p>There are a few lenders who do up to 75-85% LVR but will usually only want city properties.</p>
<p>No LMI available on commercial property loans.</p>
<p>If the numbers on the property still stack up as Terry says, try to top up the commercial security with resi if you&hellip;<span class="activity-read-more" id="activity-read-more-284253"><a href="https://www.propertyinvesting.com/topic/4378356-finance-for-commercial-property-2/#post-4504339" rel="nofollow">[Read more]</a></span></p>
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				<title>Free Loader replied to the topic loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4378172-loans-5/#post-4503285</link>
				<pubDate>Thu, 20 Jan 2005 08:49:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Are you serious?????</p>
<p>In case you are:<br />
1. wait until ASIC complete their investigations/enquiries and make an announcement<br />
2. keep an eye on <a href="http://www.ifhl.com.au" rel="nofollow">http://www.ifhl.com.au</a> for signs of a pulse<br />
3. keep searching &#8220;derivex&#8221; on the news services for further media reports<br />
4. read every other thread here with one or more or the words &#8220;derivex&#8221;, &#8220;conduit&#8221;, &#8220;reserve&#8221;,&hellip;<span class="activity-read-more" id="activity-read-more-237285"><a href="https://www.propertyinvesting.com/topic/4378172-loans-5/#post-4503285" rel="nofollow">[Read more]</a></span></p>
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