Total Members: 150,108
  • Hi Terry,

    Thank you very much for your reply. That is a great thread and excellent information for my consideration. I was effectively doing Strategy 2 when I sold my property to my wife.

    Now I have a slightly different situation whereby the current PPOR owned by us both. A question on strategy 3, how ATO or banks determine how much shares my…[Read more]

  • Hi All,

    My wife and I (both are working) owned a PPOR property outright in Melbourne (under both names) and wish to buy a second PPOR due to its proximity to good secondary school. We want to rent the current one out and do not want to sell it since the current market is not favourable. So what is the best way to unlock the equity and the most…[Read more]

  • Hi All,

    I am looking for advice on how to structure my loan before embarking on my investment journey. My wife and I are in late 30s with two young children and based in Victoria.

    We have paid off my home now worth $800k and have $150k saving. I want to get the structure right from the beginning. My first thought was if I used up all my $150k…[Read more]

  • Thanks for the reply Terry and Angel, they are valuable inputs.Angel, I see where you coming from but would it be better if I minimise the borrowings of the new ppor since it is not tax deductible? If I do your way, I will end up having a mortgage on the new ppor of 470k (670k purchase – 200k from offset) and thus higher non deductible interest.…[Read more]

  • Thanks everyone for the info. I will check them out. Best Regards,Bee

  • Hi Kris,I am thinking the same area to invest, Footscray. It is a very good location and with the development proposed for docklands, i reckon the value will go up quite fast. Docklands apartments has been snapped up quite fast now so the surrounding suburb will feel the ripple effects. So I am with you in term of investing in footscray.If i can…[Read more]

  • [email protected] replied to the topic Help on strategy in the forum Help Needed! 15 years ago

    Hi Guy,

    Thanks for the reply. At the moment, I’m just looking at the bigger picture and if you the strategy is viable. I’m aware that I have to put agents and other fees that need to be incorporated.

    I’m not aware there is such thing as rent appraisal, thanks for pointing this out. Can researching rental price in the area by looking in the real…[Read more]

[email protected]

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